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(C) "Lender" is Citibank, N.A. <br />Lender is a Corporation <br />organized and existing under the laws of the United States <br />Lender's address is 1000 Technology Drive 0' Fallon, MO 63368 -2240 <br />(D) "Trustee" is Old Republic National Title Insurance Company <br />" M ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated December 9, 2016 . The Note <br />states that Borrower owes Lender One Hundred Twenty One Thousand Three Hundred <br />(E) <br />Dollars (U.S. $121,300.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than January 1, 2032 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) " Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) " Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable] : <br />n Adjustable Rate Rider n Condominium Rider n Second Home Rider <br />n Balloon Rider F I Planned Unit Development Rider 1 -4 Family Rider <br />VA Rider n Biweekly Payment Rider © Other(s) [specify] <br />I I <br />Schedule "A" <br />201 608445 <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable <br />judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer' means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) " Escrow Items" means those items that are described in Section 3. <br />001124358293 <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />1. <br />YS <br />Citibank 3.2.109.12 V1 <br />Form 3028 1/01 <br />VMP6A(NE) (1302).00 <br />Page 2 of 17 <br />