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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this PUD Rider. <br />,c2/a (Seal) <br />Jon an M Hendricks -Borrower 4essica J • ndricks <br />2 01608437 <br />(Seal) <br />-Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP®-7R (0811) Page 3 of 3 Form 3150 1/01 <br />