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IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />Borrower <br />tchen L Wagnek <br />b <br />Date <br />Seal <br />HCFG -00782 <br />Veterans Affairs Guaranteed Loan and Assumption Policy Rider <br />VMP® <br />Wolters Kluwer Financial Services ®1999, 2009 2016120915.3.2.3509- J20160721Y <br />111 <br />201608433 <br />2357020316215 <br />12/11 <br />Page 3 of 3 <br />',1 11111 <br />