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200103656 DEED OF TRUST Page 7 (Continued) binding upon and inure to the benefit of the parties, their successors and assigns. If ownership of the Property becomes vested in a person other than Grantor, Lender, without notice to Grantor, may deal with Grantor's successors with reference to this Deed of Trust and the Indebtedness by way of forbearance or extension without releasing Grantor from the obligations of this Deed of Trust or liability under the Indebtedness. Time Is of the Essence. Time is of the essence in the performance of this Deed of Trust. Waivers and Consents. Lender shalt not be deemed to have waived any rights under this Deed of Trust (or un�ler the Related Documents) unless such waiver is in writing and signed by tender. No delay -or omission on the part of Lender in exercising any right shalt operate as a waiver of such right or any other right. A waiver by any party of a provision of .this Deed of Trust shall not constitute a waiver of or prejudice the party's right otherwise to demand strict compliance with that provision or any other provision. No prior waiver by Lender, nor any course of dealing between Lender and Grantor, shall constitute a waiver of any of Lender's rights or any of Grantor's obligations as to any future transactions. Whenever consent by Lender is required in this Deed of Trust, the granting of such consent by Lender in any instance shall not constitute continuing consent to subsequent instances where such consent is required. Waiver of Homestead Exemption. Grantor hereby releases and waives all rights and benefits of the homestead exemption laws of the State of Nebraska as to all Indebtedness secured by this Deed of Trust. EACH GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH GRANTOR AGREES TO ITS TERMS. GRAN- X FELICIA M. SCHWARTZ Signed, acimowlgdged ant delivered in the presence of: X INDIVIDUAL ACKNOWLEDGMENT STATE OF NEBRASKA ) ) SS COUNTY OF HALL ) On this day before me, the undersigned Notary Public, personally appeared FELICIA M. SCHWARTZ, A SINGLE PERSON to me known to be the individual(s) described in and who executed the Deed free and voluntary act and deed, for the uses and purposes therein mentioned.` Given under my hand and official seal this 16th defy of acknowledged that they signed the Deed of Trust as their Not—"Public inWd for the State of NEBRASKA I'I ' GENERAL NOTARY State of N*aiA0Ia esiding at HALL COUNTY MARIAN SISSON My commission expires My Cornet. Exp. Nov. 9, 2001