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2� 1 ��8413 <br /> BDR.R��VER C�V�NANTS that Barrower is lawfuily seised of the es�a�e hereby conv�yed and has the r�gh�ta <br /> grant and con�ey the Proper�y and that th� Property is unencumbered, except for encuzr��rances of recflrd. <br /> Borrower warrants and will d�fend generall�the title to the Praper�y aga�ns� a�l claims and demands, sub�ect to <br /> any encumbrances af record. <br /> TH�S SECURITY IN�TRUN��NT combxnes uniform cavenan�s for nationa� use and nanWun�farm cavenan�s with <br /> lim�t�d�ariatinns by jurisdic��on to cons���ute a un�forn�secur�ty �nstrun�ent�overing real prop�r�y. <br /> Uniform Co�enants. Borrower and Lender covenant and agre�as fo�lows: <br /> '1. Paym�nt �f Principa�, lnterest, Escrvw �tems, Prepayment Cha�ges, and Late �harges. Borrawer <br /> shall pay when due the prin�zpa� of, and interest o�, �he d�bt evidenced by�he N�te and any prepayment <br /> charges and late�harges due under the Note. Borrower shall a�sfl pay funds for���r�w �tems pursuant ta <br /> �ecti�n 3. Paymen�s due und�r the No�e and�h�s Secur��y�nstrument sha��be made�n U.S. currency. <br /> Howe�er, �f any check ar��her instru�nen�recezved by Lender as paymen�un��r�he No�e or th�s 5ecurit� <br /> ��astrum�nt is returned t� L�nder unpa��, Lender rnay r�quire that any nr all �ub�equen�paymen�s due under <br /> the No�e and�h�s�e�urity �nstrument b�made in on�or m�re of the f��l�w�ng forms, as se�ected b� Lend�r: <br /> �a} cash; ���m�ney�rder; ��} cert�fied check, bank check, �r�asurer's check ar cashier's che�l�, provided any <br /> such�he�k is drawn upon an �nstitu��nn whose deposi�s are insur�d by a federal agency, ins�rum�ntality, or <br /> �ntzty; or�d} Eiectronic Fund�Transfer. <br /> Paym�nts are dee�med received b� Lend�r�vh�n r�ceived at th�laca�ion designat�d �n�he Note or at such <br /> other location as may be des�gnated hy Lend�r in accordanc�with the n�tice provisions in�ection 15. <br /> L�nder may r�turn any paymen�ar par�ia�paymen� �f the payment or partial pa�ments are insuffici�n�t� <br /> bring the Laan�urr�n�. Lender may accept any payment or par��a�payrnent insuff�cient�o bring the Loan <br /> curren�, withflut wa�v�r�f any rights hereunder or pre�udice�o its r�gh�s �o refuse such pa�ment or part�al <br /> paymen�s �n the future, bu�Lender is not obl�gated to appl�such payments at th�tim�such payments are <br /> a�cep�ed. �f each Period�c Payment is appli�d as of its scheduled due date, then L�nder ne�d nat pay in�erest <br /> an unapp�ied funds. Lender may ho�d �uch unappli�d funds unti� Barrower makes payrn�nts ta bring �he <br /> Laan curren�. If Barrower daes not do �o w�thin a reasonable per�od of time, L�nd�r shall either app�y such <br /> funds ar return them tfl B�rrower. If not app��ed earl��er, such funds wi�� b�app�ied �a th�outstanding <br /> prin�ipa�ba�ance under the Note�mmed�ately pr�or ta forec�osure. No offs�t ar c�aim wh�ch Barr�wer m��ght <br /> have now or�n the future aga�ns� L�nder shall relieve Barro�er from making paymen�s due und�r the Note <br /> and thzs Secur��y �nstrument or perfarming the covenan�s and agreements se�ur�d by�his S�curity <br /> �nstrument. <br /> �, Application of Payments vr Prviceeds. Except as other��se descr�bed �n thzs Section 2, all paym�nts <br /> accepted and applied by Lender sha�l �e app�ied�n th�fo�io�r�ng order af pri�rity: �a} �nteres�du�under the <br /> No�e; �b}pr�nc�pal due under the No�e; �c} amounts du�under Secti�n 3. Such payments sha��be app�i�d t� <br /> each Per�odic Fayment �n the arder in wh�ch it be�am�du�. Any r�ma�ning amaunt�sha�l �e app�ied f�rst to <br /> �ate charges, second to any o�her amounts due under this Secur�ty Instrumen�, and�hen to reduce�he <br /> principa�ba�ance�f the Note. <br /> If Lender rec��ves a payrnent fr�m Borrower f�r a d��inquen� Per�od�c Paym�n�which inc�ude� a suf�c�ent <br /> amaunt to pay an��ate charge du�, the pa�ment may be appiied to the�.��inquent payn��nt and the late <br /> charge. If more than�ne PeriodiG Payment is�utstan��ng, Lender may app�y any payrnent received from <br /> B�rr�w�r t�th�r�paym�nt of the Per��d��Faym�nts �f, and�o the extent that, each pa�ment can be pa.id�n <br /> ful�. T��he extent that an�exc�ss ex��C� aft�r�he payment is app��ed to the full payment of one or m�re <br /> P�r�Q�.��c Pa����.�s, s�.�h�x��ss ���b�a�������Q�y lat��h�r������. ����nt���r�pa�rr�en�s s����b� <br /> app���d �rst to any prepayment charge5 and then as described in the Note. <br /> N�BRASKA-SingIe Fami�y-Fannie MaelFred�fie Mac UNIFDRM INSTRUMENT Fvrm 3Q28 7141 <br /> VMP[� VMPfi�NE7{13�2� <br /> WoEters Kluwer Financiaf Ser�ices Page 4 a�'�7 <br />