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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on December 15, 2016 by <br />Anthony J Skarka <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Mi Gilbertson <br />NMLS ID 494665 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />to of Nebraska <br />KEVIN D OTTMAN <br />My Comm. Exp. May 19, 2017 <br />201608405 <br />Form 302E 1/01 <br />VMPE(NE) (1302) <br />Page 17 of 17 <br />