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2� 1 ��839�
<br /> Security xnst�-umen�,�ncludz.ng profec��g andlor assessin��he va�ue of��ae Prop�r�y,and secur�.n.g andlar r��auing the
<br /> Propex�y.Lender's ac�ons can include,�u�ax�no�I.7.mi�ed ta:�a�pa�ing any sums secured�y a lzen wh�ch�.as pr�ior�ty
<br /> over�h�s�ecuri�y Znslxument;�}�.ppearing in cour�;and�c�paying reasonab�e attorneys'fees�o pro�ec�i�s�.n�erest in the
<br /> Prap er��ndlor�gh�s under thxs S ecur�ty Znstrumen�,uac�udua.g�ts secured po si�ion zn a bankrup�cy proceedi.ng.S ecurin�
<br /> �h.e Pro��r�zncludes,bu��.s n���imi.ted ta,en�erzng�h�Property fo make repairs,change�.ocks,repl.ace ar board up�oors
<br /> and wzn�.ows,c7..ra.xn.wa��r fr�m pipes,el.xmina�e buxl.ding or ofher cflde vxola�ions ar dangerous condx�ions,and have
<br /> u�ilrtzes turned on ar ofE A���xough Lender may�ak�acti.on under�.�s Sec�ion 9,Lender daes no�have�o do so anc�is not
<br /> u.nder any duty or obligation fo do so. Z�is a�reed that Lender incurs no lxabx�ty for no��aking any a�r al�. ac�ions
<br /> aufharzzed under�hYs Section 9.
<br /> Any amoun�s d�s�ursed by Lender under�hi.s 5ec�zon 9 shal�become addx�zanal de��of Borrower securec�by fhxs
<br /> Security Znstrum�nt. These amaunfs s�ia1l�ear%.nteres� at��e Nate ra�e fram fhe da�e of d�sbursem.�n�an�.sha.1�.�e
<br /> pa�ab�e,v�rth such�n�erest,upan no��c�from�ender to�3 orrow�r requesting�ayment. ,
<br /> �f�.xs S e�urity Znsfrumen�xs on a leasehold,�orrower sha��comply wi.�h a11 the provis7ons of�he lease,�f Borrow�r
<br /> acquires fee��t�e to��ie Pr�per�r,the�eas�ho�d and th�fee�i�le shal�nflt merge un�ess Lender a.gr�es�o the merger in
<br /> wrx�.ng.
<br /> X4.N�orfgag�Insurance.Z�Lender required N�or�gage Xnsurance as a condition of making fhe Laan,�3orrower shall
<br /> pay f�ie premiunas requxred fo ma�nta.in t�he Moz-�g;age Insurance in effec�.Xf,for any reasan,the N.�or�gage Znsurance
<br /> coverage require�by�ender ceases to�e avaxlable�'ram the mor�gage insurer t�.a�pr��rzously pravxded such insurance
<br /> �.xa.d Borrower was requrred�o make s�para��Iy designafed paym�nts�owaxd�h.�pz�m%ums far Mor�gage Znsuran�e,
<br /> Bnrrawer sha�� pay the premiums requxred to obtain coverage substan�ially equivalen��a �he NZortga.�e Znsurance
<br /> prev�ausly xn e�f'ec�,at a cos�su�stant�all��quxval.ent ta th�cos��o Borrower of�he Mor�gage Xnsurance prev�.ousl�'in
<br /> efFec�,from an al�erna�e mor��age z.nsur�r selected�by Lender.Zf subs�an.tially equ�valen�M�r�gage Znsurance coverage zs
<br /> nat avazla��e,�arrov�er shall canti.nue fo pay to Lender�he amoun�of�e sepaxa�ely d�sxgna�ed paym�n�s tha�were due
<br /> when�h� z.nsuxance �overage ceased�o be in effect, �.end�r ur�.1.I. accep�, use and refain fhes� paymen�s as a non
<br /> refunc�abI.e I.oss reserve in�.i.eu of Mox�ga.�e Znsurance,Such Ioss r�ser�ve sha��be nan-refundable,nQ�Lwithsf.�n.�.ing�ie fact
<br /> that��.e La an xs ultima�eXy paid in ful1,and L ender sha11 no��be required to pa�B arrower any xn�erest�r earnings on such
<br /> Zoss reserv�.Lender can no Ionger requi.re loss reserve payrnenfs xf Mor�gage Znsurance covera.ge�xn the amount and for
<br /> fhe perzoc�tha�Lender requires�provided by an insurer selected�y Lender again becames avai�a�le,is obta.ined,and
<br /> Lender requir�s separa�el.y desi.gna��d paymen�s toward fh�premiums for Mor�gage Znsurance. Zf Lender requxr�d
<br /> Mor�gage xnsurance as a cond��xon of makin�th.e Lo�.n and Borrower was requirec��a ma�e�eparatexy desxgnated
<br /> payments�ov�ard�he premxums for Mortga�e Insurance,B arrower shall pay the premaiums required�o mainf.ain.Mor�.gage
<br /> xnsurance in effec�,or�❑provzde a non-refunc�a�I.e Ioss reserve,un��I.Lender s requxremen�far N�oz-�gage Insurance ends
<br /> in accorc�ance w���i any written agreement betv�een Borrower and �.ex�der pravxd�ng f�r such termin.ation ar un�il.
<br /> �ermina�xaz�is requir�d by AppJ.zcable�►aw.Nothing in�h�s Sec�.on�.�a�'ec#s�3arrower's abligatzon to pay interest at the
<br /> ra�e provzded in th.e Note.
<br /> Mor�gage xnsurance reimburses Lender�or an�en�.ty�ha�purchases f�e No�e}for cer�ain�osses��may incur xf
<br /> �arrower daes n��repay�ie Loan as agreec�.Borrower is no�a�ar�to th.e Mortgage Znsurance.
<br /> Mor�gage Znsurers eva�ua�e their�af.al rzsk an a��such Ynsurance i.n farce�rom time to�i.me,and may enfer u.a.�o
<br /> agreexnen�s wzfh other par�ies�ha�share ar mod�.fy the�r rzsk, or reduce Iosses.'�hese a.gre�ments axe on t�rms and
<br /> condxt�ons�ha�are sa�isfactory to the mor�gage iYa.surer and fhe other party �ar parties} �o�hese agreemenfs. Thes�
<br /> agreexnents may require�he moz-�gage rnsurer to make paym�nts us�ng any source offunc�s�ha�the mor�gage xnsurer may
<br /> have avai.�ahle�v�hich may in�l.ude funds o�bta7n.ed from Mor�gage Znsurance premi.ums�.
<br /> As a result ofthese agreemenfs,Lender,any purc�iaser of�.ie note,an��h.er znsurer,any reinsurer,any other en�ity,or
<br /> a.f�I.xa�e of any of the forego�ng,may recexve�direG��y or indirec�l��amounts f.ha�deriveifrom�ar m�gh�be characterized
<br /> as� a portxon of B�rrower's payments far Mor�gage�nsurance, in �xchange for s�arxng or madx.fy�ng th.e mortga�e ,
<br /> xnsurer's risk.,or redu�ing�o�s es.�f such a.greemen�provzd�d fha�an a�i�xa�e of Lender�a1c�s a share af the Ynsurer s r�sk
<br /> xn exchange for a shaxe of�he premzums pazd fo�he xnsurer,fh�arrangerx�.ent xs often termed"captive reinsurance."
<br /> Further:
<br /> N�BRASKA-Singie Famiiy-Fannie I�aelFreddie Mac UNIF�RM iNSTRLJME�IT Form 3�28 �l0�
<br /> Pag�7 of'�3 �
<br /> io5,�nc.-3�s39 Sorrower�s}lnitials
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