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2� 1 ��8387 <br /> �C� "Lendez'" is Freedom Mort gage Corporat i on <br /> Lender xs a Corp�ration . <br /> organx2ed and existing under t�e laws �f T h e S�,a t� o f N e w J e r s�y , <br /> Lender's address is 9�7 P 1 e a s a n t V a Z 1 e y Av S t� 3, M o u n t L a u r e 1, N J �8�5 4 <br /> �D) "Truste�" i� FIDELITY NATI�NAL TITZE INSURANCE ��MPANY <br /> �� "MERS" is Martgage Electr��i�R�gis�ratx�� S��t�m�, 7nc. NN��RS i� a s�parate corpora����n tha��� <br /> a��i�ag s�l���a�a nami��e f�r Lend�r an�Lend�r's suc�e�sors and ass�gns. ME1�S is�h�bene�'i�i�ry <br /> under t�is Security In.struffi�m�, 1l�ERS�s arganized and��sting �nder the la�s of De�a�nrare, ar�d has <br /> an�d�ress and te�ephvne nrxm�er of P.[�. �ox ��2�, F��n�, MI 485Q1W2Q�G, �e�. �8��} �79-MERS. <br /> (�} "Note" means the pram�ssor�n�te s�gned b���rrov�rer and dated De c emb e r 7, 2 0 l 5 . The Note <br /> state�that BorrovWer owes Len�er Two Hund_red Thausand Eight Hundred Fifty Five <br /> �n� 0�1�00 <br /> DolYars �U.S. $Z a�, 8 5 5.�D } plus xnterest. Borrovver has promised to pay this debt�n regular <br /> Periadic Pa�ment� and�o pay the debt in ful�no� �ater than Ja nu�r y 1, ��4� . <br /> ��� "Property" means the praper��#hat is described below under�he headxng "Transfer vf Righ�s xn the <br /> Property." <br /> �H� "Laan" r�eans�he deb�evid�n��d���h�N�te, pl�s �ntere��, and lat��harges due und�r t�e No�e, and aI� <br /> su�s due under�h�s 5ecur��y I�stru�en�, p�ru�i�.terest. <br /> �I� "R�.ders" means aXl Riders�a �hxs 5ecurit����stru�rnen�that �re exe�ut�d by]Borrow�r. Th�following <br /> R�iders�re�o he e�e�u�ed�by Borr�vve� ��h��k b�x as app�icab��J: <br /> 0 Adju�ta��e Rate R�.d�� 0 C�ndom�niur�.�id�r [� Planned Uni�Deve�a naen�Rider <br /> 0 Uthe�• p <br /> 0 R�habili�a�ion��an R.ider <br /> �J� "Appli��b�e Law" xn�a�s al� c�ntr�xXxn� �pp��ca�le f�der��, s�ate ar��i��cal statu�es, regu��tions, <br /> �rdinar�ce�ar�d adn�inistrative rules �nd order� ���a�����r� th� effect of�avv} as v���l�s al� appli��b1�f�n��, <br /> non-appealable judicia�apinions. <br /> (K� "C�mmunity Ass�ciat�.on I3�xes, Fees, and�ss�s�na��.ts" ��a�.�al� due�, fee�, �ssessment�and vther <br /> charges that are irnp�sed an B�rrower�r t�z��'r�p�r��������d���niurn assaciati�n, hnme�wners <br /> ass�c�af��n or simi�ar argan��a�ion. <br /> �L� "]Elect�o�ic Funds Transfer" means ar�y tra��s��r of fund�, other th�n a transactxon vrigxna�ed ��check, <br /> draft, �r similar paper instru�ent, �vhich is����ia�ed��r��,�h an e�e�troni�terminal, te�ephonic <br /> ins#rum�nt, �ompu�er, or xnagnetxc#ape so as �� Qrde�r, Yns�ruc�, �r autho�r�ze a f�nancia��nsti�utian to <br /> debit vr cr�dit an a�count. Such term inc�udes, but��n����m�ted to, point-of sale trarisf�rs, automated <br /> tel�er mac�hin� transactivns, transfers xni�ia��d b� t��ephvr�e, vv�re transfers, and autvmated cXearinghnuse <br /> transf ers. <br /> ��260444� � 00�71�3��3��_. __ <br /> FHA❑eed of Trust With MERS-N� 91�����-�,� <br /> Bankers 5ystems�� VMP� VMP4N�NE}�7506).a� <br /> Wvl�ers Kfuwer Financial Ser�sces Page 2 of'E 7 <br />