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2� 1 ��8387 <br /> Subject t� the pr��isions �f 5e�t��n 17, a.ny Su��essar a��n�erest of�orrower v�rha assumes Borrovver's <br /> o�ligat��ns u�der th�s Se�ur���r Instrur�en�ir��rri��ng, and�s appro�ed�y Lender, sha�� ab�ain a��af <br /> �orr��nrer's righ�s��d bemefxts under�his Se�urit�r��nst�7menfi. ]Borr��rer sha11 nat b� re�eased from <br /> �vrr�wer's�b���a�ior�s and�iabiXx�y un��r this 5ecurity I�str��n�n�unless Lender agrees to s�ch release <br /> in writi�g. T'he cover�a�ts and agr�en��n�s o���is Se�u�r�ty�ns�rr�xnent sha1�bind �except as prnv�ded in <br /> 5ec�i�n 19� �nd�ene�t the successars a�d assigr�s af Lende�. <br /> 'I 3. Laan �har��. Ler�der��y ch�rg��orr�wer fe�s for ser�ices perf�rrr�,ed x� con�ection�vxth ��rr�wer's <br /> defau�t, far the pu�p�se �f pro��c�ing L�nder's interest xr��he�'rvpert�and r�gh�s�nder thxs 5ecur�ty <br /> Ins#rument, �nc��dxng, but n��Ii�nited to, a�t�rne�rs' fees, proper��r�nspection�n�valuation f�es. Le�der <br /> �n�y ca��ect fee� a.nd charg��auth�rized�by�h� S�cretar�. L,ender�nay nvt charge �ees tha�are exprQss�y <br /> prahri�xted b�this Sec�.r�ty���tru.rn�n��r by App�ica�l� Lav�r. <br /> If th� Laan�s su�jec�to a�a�v�rvh�c:h sets r�n.�x�nr��.m��an charges, �nd tha��aw i�f�nally�nterpreted s� <br /> that�he inte�res��r o�her Xoar� c�arg�s �o�����ed o�t�be �o���ct�d�n��na�ect�on�crith ���Loan exce�d�he <br /> perm��ted�i���s, then: �a� any s�c��oan�h��•g� s���I b� red�ce�b�r�he a.moun�n��essar�to reduce �h� <br /> �harge tv th�p�r�m��ted 1im.�t; and ��} any�ur�s��read��olxected fram Borrovver v�rhi�h e�ceeded <br /> permxtted lixn�ts wii��e refund�d�o �ar�awer. Lender n�ay choase �a make �his refund b�reduc�ng the <br /> prin�ipal vwed under t�e Nv#e�r by rnak�n�a direct pa�r�en� t� lBorr�wer. If a refund reduces prxncipal, <br /> the reductio�wi�l be trea�ed as a part�aX prep��men��xth no cha�.ges in the due date or in the monthly <br /> paymemt aamount un�ess the Lender a�rees���vvritin� ta �h�s� ch�nge�. Barrower's accep�ance �f any such <br /> ref�xnd made�y d�rect p�yrnent to Borrower will const��ute a v�va�ver af any rxght of ac��on Barrower <br /> n�.ig��ha�e arisxng out ❑f su�h ov��charge. <br /> '14. Not i�es. A�1 not�ces g�ven by�o�•ro�ver vr Lend�r in conncction�vi�h this Securit�Ins��urraemt must be�n <br /> vvriting. .�►ny notxce ����rro�ver�n c������:$��n�vvifh #��s S���rit�����r�ur�e�.t shall be d��med to have <br /> bee�giv�n to Borro�e�v�hen�n.�ile�by f�rs� c�ass n�������when�.ct�a�ly delivered fa �orrv�ver's naty�e <br /> address���ent��ath�r mean�. No���� #❑ ��y��e �B��rov�er�ha�l�ans�x�ute no#ice to al�B�rra�ers unle�s <br /> App���ah�e La�expre�s��requxr��o�herv�ri�e. 'Th�no�����ddre�s sha.��be the Property Address�nless <br /> Barr��er has des�gna�ed a subst�tute no�ice�ddr�ss by r�a�ice to Le�der. Bvrrvv�rer shall prampt��r <br /> nat�fy Lender�f Borr�wer's�hange of a�dress. If]Len�er spe�if�es a pr�c�dure for reporting��rrower's <br /> change of address, �hen����r��ver s�a���n��rep�rt��ha.nge af address thr�r�gh#hat sp�ci�'�ed pro�edure. <br /> There ma��e �nl�❑ne des�gnated nat�c�addr�ss under t���s 5e�ur��r ynstrument a#any�ne txxne. Any <br /> notx�� t� Lender s�a1�be give�by�el�v������t�r�y r�ai��ng i�b�f�r�t c�ass ana�l t❑ Lender's addre�s <br /> stated here�n ur�l��s �end�r has desx�n��ed axt������.ddr�ss��r no���e ��Borro�rv�r. Ar�y no��ce i� <br /> �onnect��n v���h this Security�n�#runaen�s�al�n��be d��m.ed t� h��e b�e�g��en t❑ L�nder until ac�u�Il� <br /> rece�ved b�Lend�r. �f ar��������requ�red�y thi� S��curity�nstru�en��s a�sa req�.xre�und�r AppXxcab�e <br /> Lavv, �he Appli�ab��L,��v r�qu�rer��n�v��1�sa�isfy�he corresp�ndxn�requirement unde�r�his Securi#y <br /> 7ns�ru�nent. <br /> 'I�. Gov�rning La�v; �errerab���#y; Rui�� �� ��r�structi�na Th�s 5e�uri���nstr�r�a.en#shall be governed by <br /> federal law and the Iavv�f the jurxsdicti�n xm v��h�c�the Proper��r is loca�ed. A��rights an����igati��s <br /> camfained xn this Securi�y�nstrurneni are subject��ar��r�quxre�nents amd 1Ym�tatx�ns vf App��cable La�r. <br /> App�icable Lavv mxght e�plicitly or imp�icx��y a���w the pa.rt�es to agree h�contract �r i�mi�ht be silent, <br /> but s�.ch si�en�e sha�l not he cn�stru�d as a prohx��tian aga�nst agreement by Cantract. In�he e�ent tha� <br /> any provisxon vr c�ause�f�h�s Secur�����strument ❑r the Note confiicts vvx�h App�icabl� Law, such <br /> confl�ct sha�l not affect other pr��ris�ons�f�h�s Security�ns�rumen��r�he Nvte vvhich can he given eff�ct <br /> w�thout�he c�nf�icting pro�risi��. <br /> �22��4447 0�9713�231 <br /> FHA C]e�d of Trust With[VIERS-N� <br /> Bankers SystemsT� ViVIP 0 VMP4N(NE}�'15p6}❑❑ <br /> Wvlt�rs Kiuw�r�inar�ciaf Servi�es P�ge 11 of'�7 <br />