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2� 1 ��8349 <br /> forbearance by L�en�er in exercising any right or remedy �ncluding, with�ut lim itation, Lender's accep�ance of <br /> payments from third persons, entities or Successors in�nterest of Borrower or in amounts less than the amount then <br /> due, shall nvt be a wai�er of or preclude the exercise of any right ar remedy. <br /> 12. Joint and Se�eral Liab�lity; Co-signers; �ucces5�rs and Assigns B�und. Borrower co�enants and agrees <br /> that Borrower's o��igations and]iability shal��e�oint and se�eral. Howe�er,any B�rrower wha co-signs this Security <br /> Instrument but does n�t execute the Nat��a"co-signer"}: �a}��c�-sign�ng thts Security Ins�rument only to mar�gage, <br /> grant and con�ey the ca-signer's interest in the Praperty under the t�rms of this Security Instrument; �b� is not <br /> personal�y obligated to pay the sums secured by this Security Instrument; and�C}agrees that Lender and any other <br /> Borrower can agr�e ta ea�tend, modify, forbear or make any accommadations with regard to the terms of this 5ecurity <br /> �nstrument or the Note without the c�-signer's consent. <br /> 5ubject to the pro�isions of Section 17, any Successor in �nterest of Barrower who assumes Borrawer's <br /> obligations under this Security instrument�n writing, and is appr��ed by Lender, shall obtain a�l of Borrower's rights <br /> and benefits under this Se�urity Instrument. Borrower shal�nat be released from Borrower's ob�igations and Iiabili�y <br /> under this Security Instrumen�unless Lender agrees to such release in writing. The co�enants and agreements of this <br /> Security Instrument sha�l hind�excep�as pra�ided in Section l9} and benefit the successors and assigns of Lender. <br /> 13. Loan �harges. Lender may charge B�rrower fees for ser�ices perfarmed in connection with Bvrr�wer's <br /> default, for the purpose of pr�tecting Lender's interes� in the Property and rights under this Security Instrument, <br /> in�luding, bu�not�im ited ta, attorneys' fees, property inspection and�aluation fees. In regard tv any o�her fees, �he <br /> absence�f expres� auth�rity in this Se�urity Instrument tc� �harge a specific f�e to Borrawer shal� not be construed <br /> as a prohibition on the charging of such fee. Lender may not charge fees t�at are expressly prohibited by this Security <br /> Instrumen�or by Applicable Law. <br /> If the Loan is subject to a law which sets ma�imum Iaan charges, and that law is finally interpreted sv that the <br /> interest nr other loan charges col�ected ar to be col�ected in connectian wi�h the Loan exceed the permitte� Iimits, <br /> then: �a}any such loan eharge shall be reduced by the amount necessary to reduce the charge to the permitted limit; <br /> and�b} any sums a�ready colleeted from B�rrower which exceeded permitt�d limits vvill be refunded to Borr�wer. <br /> L�nder may�hoase to make this refund by reducing�he principal owed under the Note ar by making a d�rect payment <br /> to Borro�ver. �f a refu�d reduces principal, the reduction wi�1 be treated as a part�al prepayment with�ut any <br /> prepayment charge�whe�her or not�prepayment charge is pra�ided for under the Note�. Borrov�er's acceptance of <br /> any such refund made by direct payment�o B�rr�w�r wi�l constitut� a wai�er of ar�y right of ac�ion Borrovver might <br /> ha�e arising out nf su�h o�ercharge. <br /> 14. Notice5. All natices gi�en by Borrawer or Lender in connection with th�s Security Instrument must be in <br /> writir�g. Any notice to Borrawer in�onne�tion with�h�s Security�nstrument shall be deemed to ha�e been given t� <br /> Borrower vWhen mai�ed by fir�t class mail ar when actual�y deli�ered to Borrower's notice address if sent by o�her <br /> m�ans. Notice�o any on�Bvrrower sha11 constitute n�tice�o ali Borrawers unless Applicable Law expressly requires <br /> a�herwise, The no�ice address shal� be the Property Address unless Borrower has designated a substitute notice <br /> address by nvtice to Lender. Borrawer shall promptly nfltify Lender�f Borrawer's chang� of address. If Lend�r <br /> specifies a pracedure for reporting Borrower's chang�of address,then Borrower shall on�y report a change nf address <br /> through that sp�c�fied pracedure. There may be on�y �ne desi�nated noti�e addr�ss under this Security Instrument <br /> at any one time. Any notice to Lender shall be g��en by deli�ering it or by mailin.g it by first class mail ta Lender's <br /> address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connect�an <br /> with this Secur��y Instrument shall not be de�med ta ha�e been g��en to Lender unt�l actually recei�ed by Lender. <br /> �f any no�ice required by this 5ecurity Ins�rument is also required under App�icable Law, the Appiicable Law <br /> requirement wi ll satisfy the corresponding requirement under this Security Instrument. <br /> IS. �o�erning Law; Se�eralaility; Rules af Cvn�truction. This Securi�y Instrument shall be go�erned by <br /> federa�law and the�aw of the�urisdic�ion in which the Frop�r�y �s �aca�ed. Ali rights and obligations contained in <br /> this Security instrument are sub�ect ta any requ�rements and lir�ni�ations af Applicabl� Law. Applicab�e Law might <br /> explicitly or implicitly a11�vW the parties to agree hy cantract or �� might b� silent, but such silence sha11 not be <br /> construed as a prohibition against a�reement�y �ontract. In the e�ent�hat any pro�isian or clause of�his Security <br /> NEBRASKA Single Family-UN�F�RM tNSTRUMEN� ��s�� <br /> IVIQD�FIED FOR ❑EPARTMENT �F VETERANS AFFAIRS - N1ERS www.dQcmagi�.�vm <br /> (Re�. 11�1} Page 9 af 14 <br />