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2� 1 ��8347 <br /> �C� "�end�r" is Ho�n� Federa� Sa��r�gs ar�d Loan Assn �f Grand Isl an� <br /> Lender is a Sa��ngs ar�d Loan <br /> �rganiz�d and ex�stxng und�r th��aws of The 5tate of Nel�raska . <br /> Lender's address �s �21 South La�us� St Grand I s�and NE �8801 <br /> . <br /> Lender xs the beneficiary under th�s S�curzty �nstrumen�. <br /> �D} "Trustee" is Ar�nd R Baack, Attarney <br /> 4E� "Nnte" means�he pr�nz�ssory note signed by Borrow�r and dated De�ember l�, �UlF . The Note <br /> states �ha� Borrower ow�s Lender S I XTY D�E TH�U SAN❑ ��E H UN D RE D F I FTY AN� <br /> oo�soo <br /> Dollars (U.S. $��,15�.D� }p�us in�erest. Borrower has promised ta pa�th�s de�t in regular <br /> Period�c Paymen�s and�a pay�he debt in full n�t Iater than J a n u a ry 1, 2 a47 . <br /> �F� "Prvperty" means�he propert�that is descr�bed be�ow under the head�ng "Transf�r�f Rights �n the <br /> . Praper��." <br /> �G� "Loan" means�he debt evidenced by the Nat�, p�u�in�erest, any pr�payment charge� and la�e charges due <br /> under the No�e, and a11 sums due under this 5ecurity Instrument, plus int�res�. <br /> �F�� "Riders" means a��Riders ta thxs Securzt��nstrument that are��.ecuted by B�rra�er. The fo��ow�ng R�ders <br /> are�o be�xecuted�y Borrower [ch�ck bflx as app�ica���]: <br /> � Ad�ustable Rate Rid�r � Condam��iuz�n Rider 0 S��ond Home Rid�r <br /> 0 Ball�on Rider � Plann�� Unit Dev�lopment Ride� � I-4 Fami�y Rid�r <br /> � VA Rider �Biwe�kly Payment R�der � �th�r�s} �specify� <br /> �1� "Applieab�e Law'T �mean.s al� contro���ng appl�cab�e federa�, s�ate and �ocal statutes, regulations, ordinances <br /> and adm�nis�rativ�rules and orders �that ha�re �he effect of law} as well as ail applicable final, non-appealable <br /> judicia� apinions. <br /> �J} "Cammunity Assnciat�vn Dues, Fees, and Assessments" means a�I dues, fees, assessments and o�her <br /> charges that are�mposed Qn Borrower or the Proper���y a cond�m�n�uam assoc�at�an, h�m�owners <br /> associatinn flr s�n-�.��ar organ�za��fln. <br /> {K} "Electroni� Funds Transfer" means any transfer�f funds, ather than a transaction originated by check, <br /> draft, or simi�ar paper�nstrument, which is�n�tiated through an e�ec�roniC terminal, te�eph�nic ins�rum�nt, <br /> computer, or magnet�c tape so as to ord�r, instruct, or auth�riz�a financ�al �ns���u��on�o debit ar credit an <br /> accnun�. Such�erm�ncludes, but is not�im�ted to, pnint-af-sale�ransfers, automa�ed�e�Ier�machine <br /> transac��ons, �ransfers in��iated by�e�ephflne, vw�re transfers, and autama�ed clear�nghouse�ra�asfers. <br /> �L� fF Escrnw items" means�hase items�hat are d�scribed in Section 3. <br /> �tIJ�� "�1l�iscel�aneous Prv�e�ds" means any compensa��an, se�t�ement, award of da�mages, ar pr�ceeds pa�d b�r <br /> any third par�y �ather than insurance proceeds paid under the c��erag�s described in Se�ti�n 5� f�r: �i} <br /> damage ta, or destruc�i�n of, the Proper�y; �ii}�;ond�mnation or other tak�ng of a�l or any part of the <br /> Propert�r; �iii}conveyance in li�u of condemnation; or�i�} misrepres�ntat�ons�f, �r omission� as ta, the <br /> value andlor c�nd�t�an of�he Pr� er� . <br /> N�BRASKA-5ingle Family-Fannie MaelFreddi�Mac�N�F�RM ENSTRt1M�NT �arm 3��8 11q1 <br /> VMP� VMPF�NE]413�2f <br /> W�Iters Kluwer Financial 5er�ices Page 2 af 17 <br />