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Return To: Bank of Doniphan <br />PO Box 2088 <br />Hastings, NE 68902 -2088 <br />Prepared By: Bank of Doniphan <br />PO Box 2088 <br />Hastings, NE 68902 -2088 <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ VA Rider <br />Deed of Trust <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMPO <br />Wolters Kluwer Financial Services 2016120216.2.0.3885- J20161012N <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 5, 2016, together with <br />all Riders to this document. <br />(B) "Borrower" is Russell P Lewis and Jennifer A Lewis, Husband and Wife . Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Bank of Doniphan. Lender is a state non - member bank organized and existing <br />under the laws of Nebraska. Lender's address is PO Box 270, Doniphan, NE 68832 -0270. Lender is <br />the beneficiary under this Security Instrument. <br />(D) "Trustee" is West Gate Bank. <br />(E) "Note" means the promissory note signed by Borrower and dated December 5, 2016. The Note <br />states that Borrower owes Lender two hundred six thousand and 00 /100 Dollars (U.S. $206,000.00) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than January 1, 2047. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />❑ Condominium Rider ❑ Second Home Rider <br />Planned Unit Development Rider ❑ 1 -4 Family Rider <br />❑ Biweekly Payment Rider ❑ Other(s) [specify] <br />Form 3028 1/01 <br />10/2016 <br />Page 1 of 12 <br />