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2� 1 ��8282 may g�ve Bflrrower a natice identifying the lien.Within 1�da�s of�he d.a.te vn�hich that natiee�s given,Borr�wer sha.��satisfy th�lien ar ta1�e ane or m�re af�.ie activns set forth ab�ve in this Section 4. Lender may re�u�re Bvrr�vver to pay a�ne-time charge for a real estate�a.x verification andlor reparting service us�d by L�nder in c�nnection wit�i this Loan. 5. P r�pe rty!n s u ra n�e. Barrower sha.11 keep�he improvements now�xisting vr hereafter erected fln the Proper�y �nsured agai.nst loss by fire,hazards included within the�erm "ext�ena�ed cnverage," and any other hazards in�luding,but nat limited ta,earthc�uakes and flvods,for wh�ch Lender requi�res insurance. This insurance sha11 be mainta.ined in the amounts�including deductible�eve�s}and for the periods that Lender requires.What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insuran�e carrier praviding the znsurance sha�I be chosen by B�rrower subject to Lender's�rig�t t�disappr�ve F�orrawer's�ho�ce,�h��h right sha��n�t be exercised unreasonab�y. Lender may re�uire B�rrovver to pay, in connection�vith this Loan,either: �a}a one- time charge far flvvd zane determination,certifi�ation and tracking services;or�b}a�ne-time�harge for fl�vd z�ne determination and Gertification serv�ces and subsequent charges each time r�mappings or simi�ar changes occur which reasvnably migh�affe�t such determinatian or certification. Borrvwer shall a�sa be respansib�e for the payment of any fees imposed�y the Federal Emergency Management Agency in cannectivn v�i�h the review�f any fl��zvne determination resulting frvm an objection by Barra�ver. If Barr��er fails t�maintain any of�he coverages des�ribed ab�ve,Lender may obtain insuranc� � � coverage,at Lender's vptian and B�r�ro�ver's exp�nse. Lender is under no obligation tv purchase any ' � par��cu�ar�ype or amflunt of coverage.Therefore, such coverage shall�over Lend�r,but might ar , m�ght nvt protect Borrawer,B�rrawer's equity in the Property,ar tehe cantents of the Property,aga�inst i any risk,ha�ard or liabiliiy and might provide greater or lesser caverage�han was previvusly in effect. i B�rrov�er a�knov�ledges that the c�st of the insurance coverage so obta�ned might sign�f ca.ntly exceed ' the cost of insurance that�orrov�er could have obtained.Any amoun�s�.isbursed by Lender under � th�s Section 5 sha�i become addirional debt of Borrvv�er secured by this Security Instrument.These � amaunts shall bear interest a�the Note rate from the date of disb.u.�rs�men�a�d sha.il be payable,wit�i � such interest,upon nvtice fr�m Lender t�Borrower requesting pa�ment. ' � All insurance pa�icies reqwired l�y Len�er and renev�a�s of suGh policies sha11 be subject to Lender`s ' right t�disapprave such policies, shall include a stan�ard martgage clause,and sha11 name Lender as rnar�gagee andlar as an additionalloss payee.Lender shall have t�e right to hold the p�licies and ; renewal certificates. If Lender requires,Borr�wer shall prvmptly give�o Lender all receip�s af pai� premiums and renevval notices. �f B�rrvwer vb�ains any farm of insuran�e caverage,not�ther�vise required by Lender,for damage�o,or destruction of,the Pr�perty,such p�licy sha�I�nc�ucle a starrdard mortgage c�ause an�.sha11 name Lender as mortgagee andlor as an addit�anal loss payee. In tlie even��f�¢ss, Borrav�er sha11 give�ramp�notice ta the insurance carrier and Lend�r.Lender ' may make proof of 1�ss if not made pramptly by Borrvwer.L�nless Lender an�Bvrrawer otherwise agree�n vvr�ting,any insurance proceeds,whether ar nvt the underlying insuranc�was required by Lender, sha11 be applied ta restaration vr repair�f�he Property, if�he restnration or repair is � ecQnomica�ly feasible and Lender's security is nat le ssened.I3uring such repair and re storati�n pe��d, Len�.�r shall have the right to h�ld such insurance proceeds until Lender has had an opp�r�un�ty to � inspect such Praperty to ensure the wark has been complet�d to Lender's satisfaction,provi�.ed that such inspectian sha��be undertaken promptly. Lender may disburse prviceeds f�r the repa�rs and 8Q�fifi5fifi63 NE8RA5KA-5ingle Famiiy-Fannie MaelFreddie Mac UNIFQRM�NSTRUMENT Form 3�28 11�� VMP� Q612D1fi Wofters Kfuwer Finar�cial SeNices 2��fi11281fi.1.3.3fi21-J2D�fiU825Y Page fi of 17 I