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2� 1 ��8282 �n�farb�arance by Lender�n exercis�ng any right o�rem:�d��ludi:ng;�it�iv�.t li�.a.itation�I��nder's acceptance of payments from third persans,entities ar Success�rs in Interest of Borrov�er�r in amaunts less than the amount�hen due, shall nat�e a�aiver�f or preclude the exercise af any right or rernedy. 'f 3. Joint and Se►►eral L�a�ility; �n-$i�ners; Suc�essors and Assigns Bound, Barrower cvvenants and agrees�hat B�rro,c�ver's a�ligatio.ns and l�ability shall be joint and several. However, � any Borrower�vh�co-signs this Security Instrumen�but daes not execute the Note(a"co-s�gner"}: �a} is co-si�ning this Se�urity Instrurnent anly to mvrtgage, grant and convey the co-signer's interest in the Property under the terms of this Security�nstrument;(b} i�n�t personally obligated to pay the ; sums secured by this Securi�y Instrument;and(e}agrees that Lender and any a�her Borrower can j agree ta extend,modify,fvrb�ar or make any accQmrnod.a.tians vvith regard to�he terms of this Security Inst�ument vr the Note w�thou�the co-signer's cansent. � Subject to the pravisi�ns of Seetion �S, any Successar in Interes�af Borrower who assumes Barrower's�bligations under�his Security Instrument in writing,and is approved by Lender, shall obtain a11 of Barrower's rights and ben�fits under�his Security�nstrument.B�rrflwer sha11 not be released from Borrawer's abligations and liability under this Security Instrument unless Lender agrees ta such release in writ�ng. The ca��nan�s and a�reemen�s of this Security Instrurnent sha11 bind(except as provided in Section��}and benefit the success�rs and assigns�f Lender. �14. L�an Charges. Lender may charge Borrower fees for serv�ces perfarmed�n cannection with Borrawer's default,for the purp�se of pratecting L�nder's interest in the Proper�y and rights under this Securi�y�nstrument,including,but nat limited t�,attorneys'fees,property inspection and valuatian fees. In regard to any other fees,the absence of express auth�rit� in this Secu.rity Instrument�a charge a sp�cxf"ic fe�tQ Borrow�r shal�not�e.��nstrued a�.�.prohibi#io�x��n��:�ha,��g vf s��h�'e�:.Ler�der may not charge fees that are expressly prohib�ted by this S�curity Instrum�nt or by Applicabl�Law. If the Loan is subjecti ta a�aw whi�h sets maxirnum loan charges,and that law is fina�ly interpreted sfl that the�nter�st ar other ivan eharges collected or to be cv�lected in connection with�ie Laan exceed the perm�t�ed lim�ts,then: (a}any sueh l�an charge shal�be reduced by th�arn�unt necessary ta reduce the charg��o�he permitted limit;and�)any sums a�rea�iy collec�ed fram Barrower which exceeded permitted�imits wi11 be refunded ta Bvrrawer. Lender may chovse to mak�this refund by redu�ing the principal owed u�nder the Nate or by making a direct payment ta Barrawer.If a refund reduces principal,the reductian will be�reated as a partial prepayrnent with�ut any prepayment charge(�vhether or not a prepayment charge is pro�ided for under the Note}. B�rrawer's acceptance af any such refund made by direc�payment ta Borrawer will c�nstitute a waiver af any right�f action Borrower might have arising aut of such overcharge. '�5. Noti�es, A��notices g�ven�y Borrvwer�r Lender in connection��th this Security �nstrument must be in�riting. Any noti��ta Borrower in connectian w��h this Secur�ty Instr�,unent shall be deemed to have been given t�B�rrower when mailed by firs�class mail or when actua��y delivered to Borrower's notice address if sent by other means.Notice to any vne Borro�er sha�1 constitute notice to a�l Borrowers unless App�i�a�le Law expressly requires fltherwise. The natice address sha11 be�he Property Address unless Borr�wer has designa�ed a substitute notice a��.ress by n�tice to Lender. B�rrower sha11 promptly natify Lender af Borr�vver's change of address. If Lender specifies a pr�cedure far repor�ing B�rrawer's change of address,then Barravver shall only repart a change�f address through�h.at specified pracedure. There may be only one designated notice ad�iress under t�us Security Instru.ment at any one�ime. Any notice�o Lender shall be given by delivering it❑r by maiiing $ozssssss� NE6RA5KA-Sing#e Family-Fannis MaelF�eddie Mac UNIF�RM INSTRUMENT Form 3��8 11D� VMP� �612�1fi Wofters Kluwer Financial 5ervices 2�1fi11281fi.�.3,35�9-J20�fi�825Y Page 11 of 17