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When recorded, return to: <br />Heritage Bank <br />800 W 3rd St <br />PO Box 349 <br />Hastings, NE 68902 -0349 <br />LOAN #: 8738564 <br />m <br />G <br />a <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Heritage Bank. <br />Lender is a Nebraska Banking Corporation, <br />under the laws of Nebraska. <br />1101 12th St., PO Box 329, Aurora, NE 68818. <br />Lender is the beneficiary under this Security instrument. <br />(D) "Trustee" is West Gate Bank, 6003 Old Cheney Road, Lincoln, NE 68516. <br />NEBRASKA -- Single Family -- Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />Ellie Mae, Inc. Page 1 of 10 <br />f <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 1, 2016, <br />together with all Riders to this document. <br />(B) "Borrower" is MATTHEW L GEISER AND LISA M GEISER, HUSBAND AND WIFE <br />organized and existing <br />Lender's address is <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />11/29/2016 08:51 AM PST <br />