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2� 1 ��8248 <br /> �G� "Lender" is Hame Federal Sa�i ngs and Laan Assn of Grand I s�anc� <br /> Lender is a S�vi n�s and Loan <br /> organized and ex�s��n�under the lavvs af The St��e �f �ebr a s ka . <br /> Lender's ad�ress is z21 5nut h Lo�u st St �rand I s l and NE 688Q l <br /> . <br /> Lend�r�s the b�neficiary under this S�curit� Instrum�nt. <br /> �f33 "Trustee" �s Arend R B���k, At�orn�y <br /> �E j "Nate" means the�rom�ss�ry nate s�gned b�Borrower and dated D�e��be r ��, �q 1 F . T�e N�te <br /> states that Bnrrawer ovve� Lend�r DNE HU�VDRE� T�I RTY THdUSAND E IGNT HUf�DI��D <br /> SEVE�VTY FIVE AND ��I�O� <br /> Dfll lars �U.S. $13�,S75.fl fl }p�us in�eres�. Borrower has promis��.��pay th�s debt in regu�ar <br /> Perzfldic Payments and�a pa�r th�debt in full n�t�ater�han J a nu a ry 1, �047 . <br /> t F� "Pr�perty" means �he proper�y �ha�is described�elaw under the head�ng "Transf�r af Rights in the <br /> Property.►' <br /> �G� "L�an" means �he deb�evidenced by the Nate, p�us zn�erest, any prepayment charges and late charges due <br /> und�r the Nv�e, and a�� sums due under this Se�ur��y �ns�rument, plus interest. <br /> tH� "R�ders" means a�l Riders to �h�s Secur�ty �nstrumen�tha� are���cu�ed by Borrower. The following Riders <br /> ure to be��.�c������� u�rr��:��� ���e�����as appl��ab�e;: <br /> 0 Adjustabie Rate R�der [� Condom�n�um Rider 0 Second Home Rider <br /> �Balla�n Rider 0 Plar�.ned Uni�De�e�opment Rider 0 1-4 Family Rider <br /> � VA Rider 0 B�we�kly Pa�men�R�der � ��her�s} lspecify� <br /> 4�} "Appli�ahle Law" means all contr��iing app�zcable federal, s�at�and I�ca� sta�ut�s, r�gulations, ardinances <br /> and adminis�ra���e ru�es and ard�rs �that ha���he eff�c�of law} as wel� as all app�icabl��na1, non-appealable <br /> judic�al opin��ns. <br /> �J� "Community Assa�iativn Dues, Fee�, and Assessments" means a1� dues, fees, assessmen�s and ather <br /> charges tha�are impased an B�rrovver�r the Proper�y by a cnnd�minium associati�n, home�wners <br /> assoc�a��on or simi�ar organ�zat�nn. <br /> 4 K� "Electr�nic Funds Transfer" means any transfer af funds, other�han a�ransactinn�riginated by check, <br /> draft, or similar paper instrument, wh�ch �s �nitiate�through an ele��ronic terntiina�, telephon�c �ns�rument, <br /> Camputer, nr magnetic tape so as �o arder, �nstruc�, or au�h�riz� a financial insti�u�ion�o debit or credit an <br /> accoun�. Such�erm in�lude�, but is not limi�ed�o, po�n�-of-sale�ransfers, automa�ed�eller machine <br /> �ransactions, �ransfers init�ated by�e�ephane, vv�re transfers, and automated cl�aringhous��ransfers. <br /> �L} "Escrvw Iterns" m�ans �hose��ems that ar��escribed in Sect�on 3. <br /> �M� "Misce[fanevus Pro�eeds" means any�ompensa�ion, se����m�nt, award of dan�ages, or proceeds pa�d by <br /> any third party �other than insurance proceeds paid under the cov�rages described in Se�tian 5} f�r; ti� <br /> damage t�, or des�ru�t�on�f, the Proper�y; �ii} condemnat��n�r ather�a�ing�f aI� or any part of the <br /> Fr�perty; �iii} conveyance in�ieu of condemnatian; �r�i�} m�srepresentations of, ar omissions as�o, the <br /> va�ue andl�r�ondition of the Prfl er� . <br /> NEBRASKA-5ingfe Farnily-�annie MaelFreddie Mac LINI��RM INSTRUMENT �orm 3ti28 11�1 <br /> VMP a VMPfitN�f�13025 <br /> Wvliers Kluwer FinanciaE Services Page 2 0#17 <br />