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Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS N0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />I Prepared By: Melinda K Ryan <br />(D ( 9780 S MERIDIAN BLVD <br />Q) 3RD FLOOR, SUITE 300 <br />ENGLEWOOD, CO 80112 -5910 <br />HCFG -00703 <br />FHA Deed of Trust -NE <br />Bankers Systems. VMP® <br />Wolters Kluwer Financial Services <br />T <br />C <br />z <br />> try <br />CA <br />Deed of Trust <br />2016120115.3.2.3509- J20160721Y <br />FHA Case No. <br />321- 3517031 -703 <br />DEFINITIONS. Words used in multiple sections of this document are defined below and other words <br />are defined in Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated December 2, 2016, together with all <br />Riders to this document. <br />(B) "Borrower" is RICKY A LOTHROP AND CINDY S LOTHROP, husband and wife; as Joint <br />Tenants. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />2307288116214 <br />9/30/20 4 <br />11/15 <br />Page 1 of 16 <br />IP ,1111 <br />