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2� 1 ��8158
<br /> �.�AN#:'i'I'1"10889fi1
<br /> �3'ground ret�ts o►7 the Property,i�az�y,and Cam��unity Association Dues,�ees,and Rs�essr�er�ts,i�
<br /> any,To�he extenf that these items are��crow Items,f�or�awer shali pay them in th�manner prv�ided
<br /> �t7 Secti�n 3.
<br /> Borrvwer�hall promptEy di�charge an}+��en which has p�'�ority aver th�s Se�urity ln�trument unless
<br /> �orrowe�:�a}ar�rees in writing to the paymef�t of the ob�igation secured by the lien in a manner aCceptabie
<br /> , ta Lender,but only sQ long as Bvr�ower�s perform�ng such agreement;�b}��ntests the lien in goad faith
<br /> by,or defends against enforcement�f the lien in,lega}praceedings which in Lender'��pini�n Qperate f4
<br /> prevent the enfflrcemen#of the iien whil�thase proc�edings ar�p�n�ing,b�t onEq until such pro�eedings
<br /> ar�concludcd;❑r{c}��curc�from th�hald�r o�the lien an ac�reemen�sa�isfac�Qry ta Lendersubordinating
<br /> the iier�to this�ecurity lnstrumer�t.l�l�Pnde�determ€nPs th�#any pa��t of���e Prop�rty is sub�ect to a�ien
<br /> which can �ftain prio�ity❑ver this S��urity Instr'ume��t, Lender may qiv�Borrow�r a natice identifying
<br /> the I�en�Within�0 day�of the date on which#hat notic�is g'tven,Barrower shali�atisfy the lien or take
<br /> on�ar moro o�the actions�et forth above in this Section 4,
<br /> Lender may rcquire Borrower ta pay a one-time �harge for a reai estate tax ve�ifiGation andlor
<br /> repo�ting s�rvice us�d by�en�er in�annectian with thi�Loan.
<br /> 5. Prop�r�y Insuranc�.�3or�ov�er shall keep t��e ir��provements na�v existing ar her�after�r�ct�d vn
<br /> th�PrQp�rky insured a�ainst Iass by fre,haza�ds included►nriihin the term"extended�Qv�rage,"and any
<br /> ather hazards inc�uding,but not limited tt�,earthquak�s and€loods,for which Lender requires insurance.
<br /> �Th�s insurance sha11 be maintained�n th�amounts�in�luding deductible Ieve�s}and for the periads�hat
<br /> Lender requires.1lilhat L�;nd�r requir�s pur�uant to the�rec�diny�er�tences�an change during�he
<br /> term of th�Loar�.The insurance carrier�ravid�ng the�nsuran��shall b��ho�en by Borr�we�-subject to
<br /> Lender's right to disapprove�orrower's chofce,which r�ght shall not b�exercis�d unreasonably.�.ender
<br /> m�y rec�uir�Bort-awer ta pay,in cc�nn�c�ian with�his Loan,either:�a�a one-time�i�arge for flood zone
<br /> d�t�rminatian,cer��ficat`tan and track�ng se�-vi�e�;or�b}a one-time charge for flaod z�n�deterrn�nation
<br /> �nd�ertification services a�7d subseqi��nt�hargEs�ach time r�mappings nr simi�ar ch�nge�occurwhich
<br /> reasonah�y might affert such d�term�nation or c�rtificatian. Borra�rver shali alsa be respons�ble for the
<br /> paym�r�t af any fe�s impv�ed by the Federa! Em�rgen�y Managem�nt Agency�rt conn�ction w�th#he
<br /> reWiew of any flood zo�e determination resulting�r�m an objection by�arrawer.
<br /> if Borrow�r fails t�maintain any af the co�erages desc�i�ed abo�e,Lender may oh�ain ins€�ranc�
<br /> cavera��,at Lend�r's opt�an and�3orrower's expens�.L�nder is und�r��a obligatiQn t�purchas�any
<br /> particufar type or�mour�t of�ov�rag�.Th�r�fare,such co�erage shall caver Lender,but m�ght or might
<br /> not pro��ct Sorrov�er,Borro►�ver's equity in the Property,nr the ca��te��ts Qf the Property,a�a�nst any risk,
<br /> hazard ar fiability and might pravide great�r or les�er coverags than was previausiy in�ff�ct,B�rrow�r
<br /> acknowl�dges that the cast o�the in�uranc�co�ar�ge so ohtained might signific�ntfy exceed the cast
<br /> ot insuranc�that B�r�ov+i�r c�u�d have obtained,Rny amounts disb�rs�d b}�Lende�under thi�5�ction
<br /> 5 sha!!be�o�n�additionaf debt of�orrower secured by this�ecuri�y fnstrumeni.rh��e amour7ts shal!
<br /> bear interest at the Nate ra�e fr�m the date of disbursement�nd shal�be payabfe,with such inte�e�#,
<br /> up�n notice from L�nd��-ta Borr�wer req�esting payme��t.
<br /> All insurance po��c�es�requir�d by L�nder and renewals of su�i�poi�ci�s shall be sub}ect tQ�,ender's
<br /> �ic�ht to d(��ppro�e such policies,sh��ll in�lude a st�nd�rd mo�lqag�c�ause,�nd�hall nam�L�nder�s
<br /> mortgag�e andlQr as an additiona(1o5s payee.Lender si�all f�ave��7�rigf�t ta hold the poiicies and renewal
<br /> certificat�s.If Lend�r requi�-es,Borrower s�ia11 pramptty c�i�e tp Lender all rece�pts of paid p�-em�ums and
<br /> t'en�w�!noti�es.I�E3orrower❑btains any form�f�nsut�ance cave�ac�e,not❑thenr�rise��ec�uired by�.ender,
<br /> for damage ta,nr destruction of,the�r�perty,st�ch po�icy shall inGfudP a stanc�ard mortgage�i�u��and
<br /> sh�ll na��e LPnd�;r as mr��tgageP andlnr as�r�adr�iti�anai Ioss payF�.
<br /> in the event a�loss,�3ar�aw�r shall g�v�p�amp#notice to th�insuranc�carrier and Lender.Lender
<br /> may mak�proof af�oss if not n�ade pramptly by B�rrawer,Unless Lender and BarrawPr otherwise agr�e
<br /> in�rrrit�ng, any insuran�e p�oceeds,wh�ther ar r�ot th�und�r�lying��5uran�e was required by Lender,
<br /> sha[�be applied ta�'estaratian ar repair af the F'rope�y,i�th�rFstor�ti�n or r�pa�r is econom�cafly feasible
<br /> �nd L�nder's�ecurity is nvt fessened.During�u�h re�a��and restor�tiot�p�riod,Lender�Mali have the
<br /> right to h�ld such insuranc�proceeds vi�ti!Lender ha�had a��opportunity Eo ins��Gt�uch Pr�p�rty t�
<br /> ensure the v�ork}�a�been cnn�p�eted to L�nder's satisfactior�, provided dl�at�t�ch insp�ction s��all ��
<br /> unde�taken promptiy.��nd�r t�n�y disburse prvc�eds far th�rep�irs and restoration in a�ingle p�ymcnt
<br /> or in a seri�s of prag�Pss p�yments as th�work is can�p�et�d.����ess an�greement is mad�in writing ar
<br /> Applicahle�..a�v�-cquires in#erest to�c paid on such insurancc procE�ds,Lender s��all r�ot be r�quired to
<br /> pay gorrovver�ny inter�st or e�rniE�g�on su�h proeeeds.Fees fo�pubiic�djusters,or other third part�es,
<br /> retaincd by Borraw��sh�lf not be pa�d out of the insurance p�oc�eda an�shal�be the sa�e obiigatian af
<br /> Barrawer.If th�res��rat�on or repair is not econ�mically�easible or E�ender's se�urity would b��e5�en�d,
<br /> the�nsurance pra�e�ds shall be applied tv the surn�secured by this Security]nstrument,whe�he�or
<br /> nflt�I�en due,witl�the excess,if�ny,�aid to�orrower,Such insurar�c�p�oc�eds sha�l be appli�d in the
<br /> ord�r prov[ded for In 5ection�,
<br /> If Bo�rower abandon�the Pr�pe�#y,Lei�d�r n�ay fi�e,negat�ate a��d s�ttle any��aiiable����uran�e
<br /> c�airn and rel�ted matters.If Borrower daes nat respand�vitl7in 30 da��ta a notice from Lender that the
<br /> insuraf�ce car�ier h�s a�f�r�d ta��tt���c�aim,�hen L�r�der may n�c�otiate�nd settfe th��laim.The 34-
<br /> day p�rfad�+rill beg�n when the��otic�is giv�n.ln eith�r�v�nt,ar if L�nder a�quir�s ti�e Pr�� ky unde�
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<br /> !n it i a l s: �-_�__�, .,�-w..�..
<br /> N�SRASKA--Singlr���mily--Fannie hliaelFreddi�Mac UNIFpRM INSTR�MEN'��orrn 3��8�1�9
<br /> Fflie Ma�,Ir3c. Page 5 of�� N��oE�u ���5
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