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2� 1 ��8158 <br /> . LUAN#: '�'�'�'lD8896'i <br /> (D} "�'rustce"is Greai�1V�stern Bank. <br /> (E� "MERS"is Mortgage El�ctronic Registration System�,Inc.M�RS is a separate�orporation that is <br /> a�t�ng solely�s a namin�e for Lender and�..end�r's Succes�ors and assigns.MERS is�he benefic�ary <br /> under th�s S�curEty Instrum�nt.M�RS is organized and�xisting under the I�ws vf D�laware,and has <br /> an�ddre�5 and teleph�na E�umber o�P.Q.Box�fl��,F�int,M1 485a"Iw�O��,tel,�888}679-iI11ERS. <br /> �F} r'No#e"rneans tl�e p�amissory note sig��ed by�orrower and dated No�ember�3=��'3 fi. <br /> The Note states that Borrower awes�.�nder �NE HU�b�2��SEVEN THUUSAN❑AND NQI��O**'� <br /> **���*�,��*��*�***�****�*����*�*�***����*��,�**��*,�**,�*,�*�***�**�*��** <br /> **�r*�**�*�r��*,r�*,r�r*,�***�*�*x�*�,��r�,r**,r*x*�*�*��***�*��*x****�*��7���aCS <br /> (U.S. $��l,��U.U� 3 p���s interest.Barrvwer ha�promised to pay this debt in�egular Periodic <br /> �'aymen�s and tv pay the debt in�ul�n�t�ater than Uecember�,203'1. <br /> �G} '�Property"means the prop�rty that is descrilae�belo�under the head�ng"Tr�nsfer af Rights in <br /> �he Praperty.'' <br /> �H} "Laan" ����ns tl��debt evidenced by thP Natc�, p�us interesi, any prepaymen#charges anc��ate <br /> charges due ur�d�r t��e Not�,and a�l$ums du�under this Securfty lnst�ument,plus int��est. <br /> �f) "Riders"means al[Riders t�this Security lnstrumen�that are ex�cuted by gor�awer.The fa�lowing <br /> R�d���are ta be execuied by gorrow�r�check box as applicab�e]: <br /> ��Acijustab{e f�at�Rider C7 Gondaminium Rider � SecondHomeRid�r <br /> ;...� �all�on Ricfer �] Planned Unit Develo�ment Rfder ��3th�r�s}(specif�] <br /> ;� �-4 Far��ily Rid�r � B�weekly Payment f�ider <br /> �_]V.A.Rider <br /> , �J} ��appliGabl�Law" m�ans a�l �or�trn�lir�g applEcabl��ed�ral,st�t�and Inca� st�tt��es, �-ec�ul�tinns, <br /> ordinanc��s ar�d adminis#rati���ules aF�d a�-d��� �that have the effecf o��aw3 a�w�{� as all app�icable <br /> �inai,non-app��lable�ud�cia�Qpin�ons. <br /> . (�} "G�mmunityAssc�eiation Dues,Fees,and Assessments"means n�1 du�s,f�es,asse��men��ar�d <br /> other ch�rges th�t are impased�n garrower or the Prape�ty by a candort�inium association,horr�eawners <br /> � ��sacit�tian ar simii�r organi;�atiar�. � <br /> �L� "Ele�tronic F unds Transfe�`"m�ans�n�transfer of funds,o�her than a transactiQn originated by <br /> check,draf#, r�r similar paper in�#rumen�,whE�h is initiated thraugh an eiec#ronic terminal,t�iephonic <br /> in5trument,comp«ter,ar magnetic t�pe so as t❑arder,in�truGt,ar autharize a financial institution to debit <br /> ar credit an acc�unt,Such terrn inciudes,but is r�ot limit�d to,point�of-safe tr�nsfers,�ut�mated te�le� <br /> machine tr�nsactions, transfers initiated bJ� t�l�:phone,wire tr�nsfers, and automated cl�ari�ighouse <br /> tr�nsf�rs, <br /> �M} "Escrow ltems"means thase iten�s that are described in Section 3. <br /> (N} "Mis���3aneous�roc��ds"me�ns any compensatior�,settlement,award of damage5,or proceeds <br /> pa�d by any third pa�#y�other than insurance praceeds paid un�i�r the c4��rages descrEfoed in Section <br /> 5}for:�i}d�mage ta,or destruction of,the Property;{ii}cond�mnation or ath�r��k[ng o��1��r ar�y part <br /> ❑f the Property;�iii}canveyanc�in�ieu of condemnation;ar�iv}misrepresentations of,or on��ssians as <br /> to,the value andlo��condition a�the P�operty. <br /> �Q3 "M�rtgage�nsurance"means insurance proteGting Lender-a�ainst the n�npayment of,ar default <br /> on,th�l�o�n. <br /> (P} "Pcrivd�c Payment"means the r�gularly�cf�eduled amount due f�r�i�principal�nd iE�t�r�st under <br /> t��Nate,plus�ii}any amounts under 5ect�a«3 0�this SeGurity Instrum�nt. <br /> {C�� "R�SPA" rr���ns th� Real �state SettleF�ner�t Pracedures Act��2 U.S.G. §�fi[3� Pt ser�.}�nd its <br /> imp��m�ntir�g�e�u�atior�,R�yi�lati�n X�'f 2�.F,�. Part'f 0��},as they might b�a���ended frnm kime to <br /> tirr��,ca�-arty addit�or�ai or successor�l�gisiatio��ar r�gi�lat�an th�t gn�Prns t}�P sam�su�jec!mak�er.Rs <br /> i�s�ci i��tl�is 5ec�3rity ft�strumer�t,"I�E�PA"rPfe�-�to�11 requirements and restrictians that ar�impa�ed <br /> in rec��rd t❑�"teder�iiy r�l�ted mnrkgage�n�n"�vQn if the Laan doPs not qua{ify�s a"federal{y related <br /> rr�ortc�age loan"u�7��r RESPA. <br /> (�) "SUC��'S�C)f il"1 II�1tP.1"f?St❑�F�L7�'�'UWErr�means�ny party that ha�ta�Cen f�tle to th�Property,whether <br /> ar not th�t par�y has as�um�d�orr�wer's a�li��tions under the Nflie andfor this�ecuri�y Instrum�nt. <br /> TRAN�F�R 4F RIGHTS�N THE PROP�RTY <br /> The ��E��ef��iary ❑f this SeGurity Instrument is M��S ��o�e�y as nominee f�r Lc��d�r and I��i�der's <br /> sur.c�ssors and assi�ns}and the successars anc#assigns of MER�.This Secu�ity lnstrumet�t s��urc� <br /> to Lend�r: [i}the rep�ymen#of the�.oan,and al� renewaks,exfensiQ��s ar�d modifjCatic�ns of th�Note:; <br /> �nd�ii}t��P�e�orm�rtce af Barraw�r'�coven�nts�t�d agreem�nts und��t��is Se�urity Instru �nt ��d <br /> th�Notc.For t��is�urpose,BQrrawcr irr��o�ably yrar�ts and�onv�y�ta Trustee,in trust:wiih a �r <br /> itiitials: - - __....�� <br /> N�E3RAaKA--Single Fr�miEy--�ar�r�ie Mael�r�ddle Mac UNlF�RM tNSTRIJMENT Form 3��8 1f�1 <br /> Ellie Mae,Inc. 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