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2� 1 ��8�72 <br /> �C� "L�nder" �s Home Fed�ral ����r�gs and �oan Assn af Grand I sl and <br /> Lend�r is a Sa�i ngs and Loan <br /> �rganized and existing under�he�aws of Th� State of Nebraska . <br /> Lender's address is ��1 Sout h L�cust St Gr ar�d I s�and NE �8��l <br /> Lender is the bene�iciar�under�his Se�urity Instrun�ent. <br /> �D� "Trustee" is Ar�nd R gaa�k, Attorney <br /> {E� "N�te" means th�pram�ss�ry na�e signed by B�rrower and dated N��e�1�e r �$, �U 16 . The Note <br /> sta�es that B�rrower owes L�nd�r F�RTY S I X TH�USAND F I VE HUN�RED AN� ��/l4� <br /> Do��ars �U.�. $4f,5�D.�� }plus interes�. Barrower has prnmi��d ta pay thzs deb� �n regu�ar <br /> Periodic Payments and �o pay th�de�� �n full no�later�han J�nua ry 1, 2432 . <br /> �F� "Praperty" m�ans the proper�y that is d��crxbed below under the heading "Transfer of Rights in the <br /> Prop�rty," <br /> tG� "Lvan" means the debt evidenced by the Note, p�us �nterest, any prepaymen�charges and�ate charges due <br /> under�he Note, and all sums due under thi� Securxty �ns�rument, p�us interest. <br /> �H� "Riders" means al� Riders�o this Security Instrument that are�x�cute�i by Borrower. The follav�ing Riders <br /> are��be execu�ed�y B�rra�er�chec�box as appiicab�e�: <br /> 0 Adjus�ab��Ra�e Ri�er 0 Condaminium Rzd�r 0 Second Hom�Rider <br /> � Bal�oan R�der � F�anned Unit Developm�n�Rid�r [� �-4 Family Rid�r <br /> 0 VA Rider 0 B�vc�eekly Payment Rider � ��her�s} [spe�ify] <br /> �!� "Applicab�e Law" means al� cozatroll�ng applicable federa�, stat�and incal s�a�utes, regulatians, ordinances <br /> and administrative rules and orders �tha�ha�e the effect�f law} as we�� as all applxca�le final, non-appealable <br /> jud�cial op�nions. <br /> �J� "Commun�ty Assvciat�vn Dues. Fees, and Assessments" mean� all dues, fees, ass�ssm�n�s and o�her <br /> charges�hat are�mposed on Borrower�r�he Proper�y by a condom�nium associatian, hameown�r� <br /> assac�at�on or simi�ar organi2ation. <br /> ��� "Electranic Fund� Transfer" mear�s any �ransf�r of funds, other than a transact�on ariginated by check, <br /> draf�, or�inular pap�r i�astrument, which �s in�t�ated thraugh an��ectron�c terrn�na�, ���ephonic �nstrument, <br /> cam.put�r, or magnetic�ap��� as �o order, ins�ru.ct, or au�hor�ze a finar�cia� institution�a�eb�t or credzt an <br /> account. Such term xnC�u�.es, bu� is nat�imite�l�o, point-�f-sa�e transfers, auta�nated t���er mach�n� <br /> �ransactions, transfers initiat�d by tel�phnne, wire transfers, and au��mated c�earingh�use transfers. <br /> �L� "Eservw Items" means �hose items that are described in Sec�ion 3. <br /> 4Ni� "M�scel�anevus Pro�eeds" means ax�y c�mpensation, set�lemen�, award of damages, �r proce�ds paid by <br /> any�h�rd party�o�her than insuran�e prflce�ds pa�d und�r t�.e coverages d�scribed in S�c�ian 5} far: (i} <br /> damage ta, or des�ruction of, �he Property; �ii} c��d�mnat�fln or�ther tal�ing af all or any part�f the <br /> Praperty; �i�i} cpnve�ance in�ieu of candemnat�on; �r��v}misrepresentat��ns of, �r om�ssions as �a, the <br /> valu� andlor cond�t�on of the Pra ert . � <br /> NEBRASKA-5ingfe�amity-Fannie MaelFredc3ie Mac UNIFORM INSTRUMENT Form 3�28 1101 <br /> VMP(�a] VMPfi�NEf�i 302y <br /> Wolters IC luwer Financiai Ser�ices Page 2 a���' <br />