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2� 1 ��8�71 <br /> �C� "Lender" is Home Federal Sa�i ngs and Loan Ass� of Grar�d Isl an� <br /> Lend�r�s a Sa�i ngs and Loan <br /> organi�ed and existing under th�laws �f The St ate of N�f�ras ka .� <br /> Lender's ad�ress is 2�l 5�uth Lo�ust St Gr�nd I sl�t��f NE �$SQl <br /> Lender is the benef�c�ary under this 5ecuri�y. �nstrument. <br /> �D} "Trustee" �s Arend R Baack, Attorney <br /> �E� "Note" means th�pr�mis�ory n�t�signed by Borraw�r and da��d No�embe�' �8, ��1� . The Note <br /> s�a�es tha�B�rrower o�ves L�nder �N E HUN DRE D F I FTY T�in�� THaUSAN� AND �a I�.�Q <br /> Do��ars �U.�. $1�2,U fl�.�4 }plus int�rest. Borr�wer ha�pramis�d t�pa��h�s deb� in regu�ar <br /> Per�od�c Paymen�s and t�pay the deb� �n fu�� not�ater than J a n u a ry 1, �D32 . <br /> ��} "Pr�perty" mea.Yas the proper�y tha� is des�r�b�d b��a�v under the headzng "Transf�r of Righ�s �n�he <br /> Property." <br /> {G� "Lvan" means the debt evidenced by th�Nate, p�us in�erest, an�prepa�men�charg�s and tate charges due <br /> under�he Nat�, and a11 sums due under this Secur�ty �nstrument, plus in�erest. <br /> �H� "R�ders" m�ans all Riders to this Secur�ty Ins�rurnent tha�are ex�cuted by Barro�ver. The f�l�ow�ng R.iders <br /> ar�to b�execut�d by Borrovver j�heck box as applicab�e]: <br /> 0 Adjustab�e Rate Rid�r 0 Cond�min�um Rid�r 0 5�cond H�me R�der <br /> 0 Ba�loon R�der � F�anned Unit Dev��opmer�t Rid�r � 1-4 Fam��y Rzder <br /> 0 VA Rid�r � Biweekly Pa�ment Rider 0 �ther�s} [speczfy� <br /> �I� "Applicahle Lav+r" means al�c�n�rolling appl�eab�e f�d�ra�, stat�and �oca� s�a�utes, regulations, ard�nances <br /> and administrative ru�es and ord�rs ��hat ha�e the effect�f�aw� as we�� as al� app�i�ab�e�nal, non-appea�ab�e <br /> �udicia�opinions. <br /> �J� "Cvmmun�ty Association Dues� F�@5, and Assessments" m�.eans a�l dues, fees, assessments and�ther <br /> charges�ha�are xmpos�d on Borrower�r the Prop�rty by a c�ndom.�nium associa�ion, home�wners <br /> association or s�rni�ar organ�zation. <br /> �K 3 "Ele�t�anic Funds Transfer" mean.s any transfer of funds, o�her than a transactian or�g�nated by�heck, <br /> draft, or s�milar pap�r znstrumen�, which�s init�ated through an elec�ronic terminai, te�ephan�c �ns�rumen�, <br /> ca�nputer, �r magne�ic tape so as to arder, �ns�ru��, or au�horize a financial institu�ian to debit or credit an <br /> a���unt. Such�erm ine�udes, bu�is not l�m��ed ta, point-�f sal�transfers, au�omated teller machine <br /> transac�i�ns, transfers init�a�ed by te�ephane, w�re transf�rs, and aut�mated c�earingh�us�transfers. <br /> �L� "Escraw �tems" means those�tems tha�are described in Section 3. <br /> �N1� "M�s�ellanevus Praceeds" means any campensa���n, sett��ment, avvard of damages, or proceeds paid by <br /> any third party �other than insurarice proceeds paid under�he coverages descr�bed in S�ction 5} for: ��} <br /> damage�o, or destructian af, �he Pr�per��r; �ii}condemna�ian or�th�r�aking of a�� or any par�of�he <br /> Pr�perty; �ii�}conveyance in Iieu of c�r�demnat��n; or��v} m�sr�presenta���ns of, or�m�ss�on� as ta, �he <br /> vaiue andlor condition of the Pro ert . <br /> NEBRASKA-Single Farnily-�annie MaelFreddie Mac 11NIFQRM lNSTRIJMENT Form 3028 11�1 <br /> VMP[�] VMP6�N�f�13a2� <br /> Wolters Kfuwer�inancial 5er�ices Page 2 0�17 <br />