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2� 1 ��8�7� <br /> Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, <br /> Lender may inspect the interior of�he improvements an tk�e Property. Lender shal�give B�rrov►�er notice at the time <br /> of or priar to such an interior inspect�on specify�ng such reasanable cause. <br /> S. Borrower's Loan Application. �nrrower sha�l be in default if, during the Loan application process, <br /> Borrower or any persons or enti�ies a��ing at the direct�on of Borrovver or with Barrovrrer's knowledge�r consent ga�e <br /> materially false, misieading, or inaccurate infarma�ion or statements ta Lender �or failed to pro�ide Lender wi#h <br /> material information} in cannection with the Laan. Material representations include, but are not limited to, <br /> representations c�ncerning Borrow�r's occupancy of the Property as B�rrower's pr�ncipal residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Unc�er this Security Instrument. If�a} <br /> Borrawer fails to pexform the covenants and agreements contained in this Security Instrumenl�, �b}there is a Iegal <br /> proceedrng that might significantly affect Lender's interest in the Property andlor rights under this Security Instrurnen� <br /> �such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, fnr enfarcement af a lien which may <br /> attain priori�ty o�er this Securi�y Instrument or ta enforce Iaws or regulations}, or �c}Borrower has abandoned the <br /> Praperty, then Lender may do and pa�r for whate�er is reasonable or appropriate to protect Lender's interest�n th� <br /> Praperty and rights under this Security Instrument, �nc�uding protecting andlor assessing the�alue of the Praperty, <br /> and securing andlor repairing the Property. Lender's action�can include, but are not limited to: �a}paying any sums <br /> secured by a lien which has priarity over this Security Ins�rument; �b}appearing in court; and�c�paying reasonahle <br /> attorneys' fees to protect rts interest in the Property andlor rights under this 5ecuri�y Instrument,including�ts secured <br /> p�sition in a bankruptcy praceeding. Securing the Property includes, but is not limited ta, en�ering the Praperty ta <br /> make repairs, change lacks, replace or board up doors and windows, drain water from pipes, eliminate bui�ding or <br /> other code violations or dangerous conditians, and ha�e utiiities turned on or off. Although Lender may take action <br /> under this Section 9, Lender does not have to do so and is not under any duty or ob�igation to do so. It is agreed that <br /> Lender incurs no liability for nat taking any ar ail actions authorized under this Section 9. <br /> Any amounts disbursed by Lender under this Section 9 sha11 become additional debt of Borrower secured by this <br /> Security Instrument. These amoun�s sha�l bea�r interest at the Note rate from the date af disbursem�nt and sha��be <br /> payable, with such in�erest, upon no�ice firom Lender to Borrvwer requesting payment. <br /> If this Se�urity Instrument is on a leasehold, Borrower shall comply with all the pro�isions of the lease. <br /> Borrower shall na�surrender the I�asehald estate and interests herein conveyed ox termrnate or cancel the grnund lease. <br /> Borrower shall not, without the express written consent of Lender, alter or amend the ground lease. If Borrower <br /> ac�uires fee title to the Proper1.y, the leasehold and�he f�e title shall nat merge uniess Lender agrees to the merger <br /> in writing. <br /> lU. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan,Borrower <br /> shall pay the premiurns required to maintain the Mortgage �nsuran�e in effect. If, for any reason, the Mortgage <br /> Insurance coverage required by Lender ceases to be a�ailabie fram the mortgage insurer that previously pro�ided such <br /> insurance and Borrower was requir�d to make separately designated payments taward�he premiums for Mortgage <br /> Insurance, B�rrawer shall pay the premiums required to obtain coverage substantially equi�alent ta the Martgage <br /> Insurance pre�iously in effec�, at a cost substant�a�ly equr�alent ta the�ost to Borrower of the Mortgage Insurance <br /> previously in effec�, frvm an alternate mortgage insurer seiected b� Lender. If substant�ally equivalent Mortgage <br /> Insurance c�verage is not avarlable,Borrower shall continue to pay to Lender the amount of the separately designated <br /> paymen�s that were due when the insurance caverage ceased to be in effect, Lender wil�accept,use and retazn th�se <br /> paym�nts as a non-refundable loss reserve�n lieu of Mortgage Insurance, Such Iass reserve shall be non-refundable, <br /> notvvithstanding the fact that the Loan is ultimately paid in fu1�, and Lender shall not be required tn pay Borrawer any <br /> in�erest or earnings on such Iass reser�e. Lender can na longer r�quire loss reser�e payments if Mortgage Insurance <br /> co�erage�in�he amount and for the periad�hat Lende�requires}pro�ided by an insurer selected by Lender again <br /> becomes a�ailab�e, is obtained, and Lender requires separately de�ignated payments toward the prem�ums far <br /> Mortgage Insurance. If Lender required Martgage Insurance as a condition of making the Laan and Borrawer was <br /> required t❑make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay <br /> the premiums required to main�ain Mortgage Insurance in effect, or to provide a non-refundab�e lass reserve, until <br /> Lender's requirement for Mortgag�Insurance ends in accardance with any written agreement between Borrower and <br /> NE6RASKA--Sing[e Famify--Fannie MaelFreddie Mac UNIF�RM INSTRUMENT �ncA�aglc <br /> Form 3028 �10� Page 7 of �4 www.docmagic.com <br />