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2� 1 ��8�7� prepayment charge�whe�her or nat a prepayment charge is pro�ided for under the Note}. �arr�vver's acceptance of any such refund made by dire��payment ta Borrower will constitute a wai�er of any right of action Borrow�r might ha�e arising out of such o�ercharge. 15. Notices. All nvtices gi�en by Borrower�r Lender in connection with this Securit�Instrumen�must be in writing. Any notice to Borrov►�er in connection with this Security Instrument shall be de�med�o have been gi�en to Borrvwer when mailed by first class mai� or when actuail� delivered to Borrawer's notice address if sent by other means. Notice to any one Bo�rrower shall canstitute notice#o alt Barrvwers unless Applicable Law expressly requires o�herwise. The notice address shal� be the Property Address unless Borrawer has designated a substitute notice address by notice�o Lender. Borrawer shall pramptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reparting Borrow�r's change of address,then Borrower sha11 only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice�o Lender shall be given by deli�ering it or by mailing i�by first class rnarl to Lender's addr�ss stated herein un�ess Lender has designated another address by notice ta Borrawer. Any notice�n connec�ian w�th this S�curity Instrument shall nat be deemed to have been given to Lender until actually rece��ed by Lender. If any notice required by �his Security rnstrumen� is also required under Applicable Law, the Applicabl� Law requirement will satisfy the corresponding requirement under�his Securi�ty Instrument. 15. Gaverning Law; Severa�ility; Ru�es of Construction. This Security Instrumen�sha11 be go�erned by federal Zaw and the law of the jurisdictian in which the Property is located, All rights and obligat�ons contained in this Security Instrument are subject to any requirements and limita�ions af Applicable Law. Appiicable Lav�r mrght - explicitly or �mplicitly allow the par�ies to agree by cantrac� ❑r i� might be silent, but such silence sha�l not be construed as a prohibition against agreemen�by contrac�. In the event that any provisian or clause of this Securi�y Instrument or the Note conflicts w�th Applzcable Law, such cnnflict shall nat affect ather provisions of this Securrty Instrument or the Note which can be given effect withaut the conf�icting pravisron. As used in this Security Instrument: �a}words of the masculine gender shall mean and include corresponding neuter words or v►�ords of the femin�ne gender; (b}words in the singu�ar sha11 mean and inciude the plural and�ice versa; and�c}the ward"may" gi�es sole discretron withaut any obligation ta take any action. 17. Borrower's�opy. Borrower sha�l be given one copy af the Note and of this Security�nstrument. 18. Transfer af the Property or a Benefi�ial Interest in Borrower. As used in�his 5ection 1 S, "Interest in the Property" means any legal 4r beneficial interest in the Praperty, including, but not Iimited�o, those beneficial interests transferred in a band for deed, contract far deed, installment sales contract or escrow agreement,the inten� af v►rhich is the transfer of title by Borrower at a future date ta a purchaser. If all ar any part of the Property or any Interest in the Property is sold or transferred�ar if Borrower is not a naturai person and a benef cial interest in Barrower is sald ar�ransferred}without Lender's prior written consent, Lender may requir�immediate payment in fu11 of all sums secured by this Secur�ty Instrumen�. Howe�er, t�715 d�tl�n shali not be exercised by Lender if such exercise is prahibited by Applicable Law. If Lender exercises�hrs option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not Iess�han 3�days from the date the no�ice is given in accardance vvith Sectian 15 within which Borrower must pay a11 sums secured by this Security�ns�rument. If Barrower fails to pay these sums prior to the expiration af this period, Lender may invoke any remedies permitted by this Security Instrument withflut further natice or demand on�orrawer. 19. Borrower's Right to R��nstate After Acceleratifln. �f Borrower meets certain canditions,Barrower shall haue the right�o ha�e enforcement of this 5ecurity Ins�rument discontinued at any time prior to the earliest of: �a� f�e days hefore sale of the Property pursuant ta any pawer of sale contained in�his 5ecuri�y�nst�rumen�; �b} such other period as Applicable Law migh�specify for the termination of Borrov�er's right to reinstate; or �c}entry of a judgrnent enforcing th�s Security Instrument. Those conditions are that B�rrower: �a�pays Lender all sums v►lhich then v�ouid be due under this S�curity Instrument and the Not�as if no acceleratian had occurred;�b}cures any d�fault of any o�her co�enants or agreements;�c�pays all expenses rncurred in enfarcing this Security Instrument, inciuding, but nat limited to, reasonable attarneys' fees,property inspec�ian and�a�uation fees, and other fees incurred for the purpase of protecting Lender's interest in the Property and rights under this Security Instrument; and�d}takes such a��ion as Lender may reasonabiy require�o assure that Lender's interest in the Property and rights under this 5ecurity NEBRASKA--Single Family--Fannie MaelFreddie Mac UNIF�RM INSTRUMENT p��y�� Form 3��8 1101 Page �0 4f 14 www.dnemagrc.�arrt