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2� 1 ��8�39 Any amounts disbursed by Lender under this Secti�n 9 shatl becorne additional debt of Borrower secured by this Security Instrument.These amounts sha11 bear interest at the Note rate fram the date of disbu.rsement and sha11 be payab��,with such interest,upon natice from Ler�der to Borrower requesting payment, Yf this Security Instrument is on a leasehald,Barr�wer sha11 comply�vith al1 the provisions�f the lease. If Borro�ver acquires fee title to the Property,the Ieasehold and the fee�itie sha1l no�merge unless�ender agrees�o the merger in�vrit�ng. �I�. IlAvrtgage Insurance.If Lender r�quired Mortgage Insuranc�as a condition of making the Loan, Borrower shall pay the�remiums required to maintain the Martgage�nsurance in effect.If, for any reas�n,the 1Vlortgage Insurance coverage required by Lender ceases to be avai�abie frarn the mortgage insurer that previously provided such insurance and BorrQv�rer was required to make se�arateiy designated pa�ments toward the premiums for Mortgage Insurance,Borra�er sha11 pay the premiums required ta obtain co�erage substantial�y equivalent to the Mort�ag�Insurance previously in effect,at a cast substantially equiva��nt to the cost ta Bonower of the Mor�gage Insurance previausly in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insuranee co�erage is not avai�able,Borro`uer sha11 continue to pay to Lender the amaunt af the separately designated payments that were due�vhen�he insuranc�c�verage ceased to be in effec�.Lender will accep�,use and retain these pa�ments as a non-refundabi�loss reserve in lieu of Mortgage Insurance. Such loss r�ser�e shall be nan-refunda�le, nottivithstanding the fact that the Loan is ultimately paid in full,and Lender sha11 n�t be required to pay Borrower any interest or earnings on sueh loss reserve.Lender ca�no longer require loss reserve payments if Mortgage Insurance co�erage(in the amount and for the period that Lender requires}provi�ed by an insurer selected by Lender again becomes available, is abtained,and Lender requires separately�iesignated pa�ments toward the premiums far Martgage Insurance.If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to mal�e separately designated payrnents toward the premiurx�s for Mortgage Insurance,Borrawer shall pay the premiums required to main#ain Mortgage Insurance in effect,or to pr��ide a non-refundable lass reserve,until Lender's requir�ment for Mortgage Insurance ends in acc�rda�ce with any wri�ten agreernent bet�veen Borrower a�d Lender providir�g for such termination or until termination is rec�uired by Applicable Law.Nathing in th�s Section 14 affects �3orrovver's obligation to pay interest at the rate pravided in t1�e 1�Tote. Mortgage Insurance reimburses Lender�or any entity tha�purchases the Note}far certain lasses it may incur if Borrawer does not repay the Loan as agreed. Borrower is not a party to the Mortgage in�urance. Mortga�e insurers evatuat�their�otal risk on a11�uGh insuran�e in force from time to time,and�may ent�r inta agreements with ather parties that share or modify their risl�,ar reduce losses.These agreements are an terms and conditions tha�are sat�sfactory to the mortgage insurer and the o�her party(or parties}to these agreements.These agreernents may require the mortgage insurer to make payments using any sourc�of funds that the mortgage insurer may have a�ailable(which may include funds obta�ned fr�m Mortgag�Insurance premiums}. As a result flf these agreements,Lender,any purcha��r of�he Note,another insurer,any reinsurer,any other�ntity,ar any aff"iliate of any af the forego�ng,may recei�e(directly or indirectly)amounts that deri�e from(ar might be charaeterized as��portion of Barrovver's payments fnr Mortgage Insurance, in exchange for sharin�or modifying th�mor�gage insurer's risk,or reducing 1Qsses. If such agreement provides that an affiliate af Lender takes a share of�he insurer's risk in exchange for a share of the premiums paid to the insur�r,the arrang�m�nt is often termed"captive reinsuran�e."Further: �o3��ss9ssi� oz33 �06 091� NEgRASKA-5fngla�amily-Fannie MaelFreddis Mac LINIFOF�M INSTFiUMENT WITH MERS Form 342811�1 VMP� VMPfiA{NE)�13a2}.QO Wolters Kluwer Financia!Services Page 9 of 17