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2� 1 ��8�39 Pa rce� I D N u m ber: 4��515� which current�y ha�the address o f �� '�ntWD�� t �Street� Grand I s 1 and (City�, Nebraska6$$�1-7�19 (Zip Coc�e} �"Prap�rty Address"}: T�GETHER WITH a11 the improvements now or hereafter erected on the property,and all easements, appurtenances,and fixtures n�w or herea�.er a part of the property.A11 replacem�nts and additions sha11 a�sa be covered by this Security Instrument.All of the foregoing is referred to in this Security�nstrument a�the "Property."Bono�ver unders�ands an�agrees that MERS holds only legal title to the interes�granted by Borr�wer in�his Security Instrument,but, if neces�ary to comply with�aw or cu�torn,MERS�as naminee for Lender and Lender's successors and a�signs�has the right:to�xercise any ar all of those interests, including,but not limited to,the right to foreclose and se11�he Property;and to take any action required of Lender including,but not �imited to,releasing and canceling this Security In�trument, B�1�R�WER.C�VENANT�that Barr��ver�s lawfully seised of the estate hereby con�eyed and has the right to grant and can��y th�Proper�y and that the Froperty is unencumbered, except for encumbrances of record. Barrower warrants and�vi11 defend generaliy the tit��ta the Property against a11 claims and demands, subj ect to any encumbran�e��f record. THIS SECURITY INSTRLTMENT combines uniform covenants for national use and nan-uniform cov'enants with limited�ariations by�urisdiction to constitute a uniform�eGurity instrum�n�ca�ering real property. U n ifa rm�a�enants.Barrower and Lender co�enant and agree as follows: 1. Payment of Principal,interest, Escrvw Items, Pre�aymentGharges,and Late�harges.Borrower sha11 pay when due the principal af,and interest an,the debt evidenced by the Note and any prepaymen� charges and�ate charges due under the Note. Barrawer shall also pay funds for Escrow Items pursuant to Section 3.Payments�.ue under the Nate and this Security Instrument shall be made in U.S. currency. Hawe�er, if any check or ather instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid,Lender may require that any flr a115ubsequent payments due under the Note and this Security�nstrument be made in one or more of the fol�owing forms,as setected by Lender: �a}cash;(b�money order; �c}cer�ified checl�,bank check,treasurer's check or cashier'�checl�,provided any such Check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality,or entity;or��i}Electronic Funds Transfer. Payments are deemed received by Lender when received at the locatian designated in the Nate or at such other Iocatian as may be designated by Lender in accardance with th�n�tice pr�visiflns in Se�tion 15. Lender may return any payment�r partial payment if the payment or partia�payments are insufficient to bring the Loan current. Lender may accept any payment or partial payrnent insufficient to brin.g the Loan current,withaut waiver of any rights hereunder or prejudice to its rights to refuse such payment�r partia� pa�ments in the future,but Lender is not obligated to appty such payrnents at the time such payments are accepted. �f each Periadic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold suGh unapplied funds until Borr�wer makes payment to bring the Loan current. �f Bonawer does not do so within a reasonable period of time,Lender sha11 either apply such funds or return them to Borrower, If no�applied earlier,such funds will be applied to th�outstanding principal balance under the Note immediately prior ta foreclosure.l�To offset or claim which Borrower might have now or i�the future against L��der shail relieve Borrower from making payments�ue under the Note and this 5ecurity Instrument�r perf�rming the co�enants and agreements secured by this Security In�trument. NE6RASitA-Single Family-Fannie MaelFr�eddie Mac LINIFORM INSTRUMENT WITFi MERS Form 3428 1101 VMP� VMP�A�NE)t134�).OU Wolters K{uwer Financiaf Servic�s Page 4 of 17 q03365595817 4233 3�6 041