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2� 1 ��8�38 for Mortgage Insuran�e,Borrawer shall pay the premiums required to mainta.in Mar�gage Insurance in ef��ct,or to pro�ide a non-refundable l�ss reser�e, unti�Lend�r�s requirement for Mortgage Insurance ends in accordance with any written agreem�nt b�tween Borrovver and Lender pro�iding for such t�rmua�ation�r until t�rmination is required by Applicable Law.N�th�ng ir�this Section 1�af�ects Borrower's obiigation to pay interest at the rate pro�ided in the Note. Mortgage In�urance re�mburses Lender�ar any ent�ty that purchases the Note�fflr cer�a.in losses it may incur if Borrawer does nat repay the Laan as agreed.Borrower is not a par�y to the Mortgage Insurance. Mortgage insurers e�a�uate their total r�sk on all such insurance�n force from t�me to time, and may enter inta agr��ments with other pa.rties that share or modify their risk,or reduce l�sses.These agreements are on terms and�onditions that are sat�sfactary to th�mortgage�nsurer ar�d the other party(or parties}t�thes�agreements.These agreement�may require the mortgag�insurer to make payments using any sour�e af funds that the mortgage insurer may ha�e ava�lable(which may inc�ude funds obtained from Mortgage Insurance prem�ums}. As a result of these agre�ments,Lender,any purchaser of the Note,another insurer,any reinsurer,any ather entity,or any afFiliate of any of the foregoing,may receive(directly or indirect�y�amounts that der��from(or might b�characterized as}a partian of Borrower's payments for Mor�gage Insura.r�c�, in exchange for sharing or mod�fying the mor�gage insurer's risk,or reduc�ng losses. If such agreement pr��ides that an af�il�ate of Lender takes a shaxe of t�i�insurer's risk in ex�hange for a share af the premiums paid to the insurer,the arrax�gement is aften termed "capt�ve reinsurance."Further: (A�Any such agreements wi�l nnt affect the�.m�unts that I3orr�wer has agreed to pay for Mortgage Insurance,ar any other terms vf th��an. Such agreements w��l not increase the amoun#Borrovwer will ow�for Mortgag�Insurance,and they wiil not ent�tte Borrpvw�r to any rwefund. (B)Any such agreements wili nnt affect the r�ights Barrower h�s-if any-with respect to the Mortgage Insurance under#he Horn�owners Protection Act af 1998 ar any other law.These right�may inc�ude the r�ight to recei�e certain disclosures,to r�quest and obtain cancellat�on af the Mortgage Insur°ance,ta have the Mortgage Insuranc�terminated�.utomati�ally,andl�r to rece�ve a roefund of any Mortgage Insuran�e premiums tbat were unearned at the time of such canc�llatian or termination. 'I'I. Ass�gnment of il�l�scellaneous Pro��eds; Fv�'f��ture. Al�M�s�el�aneous Pro��eds are here�y assigned ta and shall be paid to Lender. If the Property is damaged,such Miscelianeous Praceeds shal�be applied to restoration or repair of the Pr�p�rty,if the restoration or repair is ecanom�ca��y f�asib�e and Lender's security is not lessened. Dur�ng such repair and restorat�on period,Lend�r sha�l have the right to h�ld such Misc�llane�us Pro�eeds until Lender has had an�pportunity to inspect such Property to ensure the work has�een camp��ted to Lender's sat�sfaction,provided that such inspection shall be undertaken pramptly.Lender may pay f�r the repairs and restorati�n in a single disbursement or in a series af pro�ress payments aas the work is complet�d.Unless an agreement is made in vvriting or Applicable Law requires interest to be paid on such Misce��aneous Pr�ceeds,Lender shall not be requir�d ta pay Borrower any interest or earnings on such Miscellaneous Praceeds. If the restoration or r�pa�r is not ec�nomica�ly f�asible or Lender's s�curity would be lessened,the Miscel�a.r��ous Proce�ds shall be appl�ed ta the sums secured 230D4235�2 NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFDRM INSTRUMENT Form 3�281l�1 11MP� 4fi12�16 1Malters Kluwer Financial Sen►ioes 2D1fi1'�081�.2.D.3814-N2�160720Y Page 9 of 1fi