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2� 1 ��8�38 <br /> Any forbearance hy Lender in exercis�ng any right or remed�inciudir�g,without limitation,Lender's <br /> acceptanc�af payments from th�rd persons,e�t�t�es or Success�rs in Interest of Borrower or in <br /> amounts less than the amount th�n due, shall n�t b�a waiver of or prec�ude th�exercise�f any right or <br /> remedy. <br /> '13. Ja�nt and Serreral Liability; �o-s�gners; Successors and Assigns E3ound. Borrower <br /> covenants and agr�es that Borrower's ob�igatians and liability shall be jo�nt and several. Ho�vever, <br /> any B�rr�wer who co-signs th�s Security Instrument hut does not execute the Note(a"co-signer"}: <br /> (a}is co-signing this Security Instrument only ta mortgage,gra.nt and c�nvey the co-signer's interest <br /> in the Pr��erty under the terms of this Se�urity Instrument;(b}is not pers�nally ob�igated to pay the <br /> sums secured by th�s Security Instrument; and�c)agrees that Lender a.r�d any other Borr�wer can <br /> agree to�xtend,m�d�fy,forbeax or make any accommodations with regard to the terms of this S�curity <br /> Instrument or the Note withaut the co-signer�s cansent. <br /> Subje�t to the provisions of Secti�n �8,any Successar in Interest of Borrower who assumes <br /> Borrovver's ob��gations under this Securit�Instrument in writing,and is appr��ed by Lender, shall <br /> obtain a�i of Borrower's rights and hen�fits under this Security Instrument.Borrower sha�l not be <br /> rel�ased from B�rrower's ob�igations and liability under this Se�urity Instrument unless Lender agrees <br /> to such release in wr�ting. The co�enants ar�d agreements�f this Secur�ty Instrument sha�l bind�ex�e�t <br /> as provided in Section 2��and beneft the suc�essors and assigns of Lender. <br /> "14. Loan Char+�es. Lender may charge Borrower fees for s�rvices perf�rmed�n connection wit�i � <br /> Borrower's default,for the purp�se of prote�ting Lend�r's�nterest in the Praperty and rights under this <br /> Security Instrument, in�luding,but not�imited to,att�rneys'fe�s,proper�y inspection and�aluation <br /> fees. In regard to any other fees,t�ie absence af express autllority�.r�this Security Instrument to charge <br /> a specific fee to Barrower shall n�t be construed as a prohib�tion on the charging af such fe�.Lender <br /> may not charge fe�s that are expressiy proh�bited by th�s��cur�ty Instrument or by Applicable Law. <br /> If the L�an is subj�ct to a law which sets maximum loan charges,and that law is finally interpreted <br /> so that the interest or oth�r loan chaxges coilected ar t�be col�ected in�onnect�on with the L�ax� <br /> exceed the permitted lim�ts,then: (a}any such loan charge sha�i be reduced by th�am�unt necessary <br /> to reduce the charge to the permiited limit; and(b�any sums already collected from Borrower which <br /> exceeded permitted�imits w�ll be refunded to Borrovver. L�nder may choose tn make this refund by <br /> reducing the principal awed under the N�te�r by making a dir�ct payment to Borrower. If a refund � <br /> reduces principal,the reduct�on will be treated as a partia�prepaym�nt with�ut any prepayment <br /> charge�whether or nvt a prepayment chaxge is provided far under the Note�.Barrower's acCeptan�e <br /> af any su�h refund made l�y dire�t payment to Barrower will constitute a waiver of any right of action <br /> B�rrower might ha��arisir�g out of such overcharge. <br /> 15. Noti��s. All n�tices g�ven by Borrower or Lender in connection vv�th this Security Instrument <br /> must be in writing.AIl�ri�t1C�t�B�I`I'�W�'r lIl C�ririeCtl�I1 Wl�}1�I115 SeC11I'1�II7S�`L1I17�Ilt S�la.1��]e <br /> deemed ta hav�been given t�Borrower when mailed by first class mail or when actuai�y de�i�ered <br /> t�Borr�wer's not�ce addres�if sent by other means.Notic�to any one Borrower shall constitute <br /> notice to all Borravvers unless Applicable Law expr�ss�y require�atherwise.The notice address shall <br /> b�the Property Address unless Barr�wer has designated a substitute n�t�c�address by n�tice ta <br /> Lender.Borrow�r shall promptly notify Lender of Borrawer's change�f address.If Lender specif es <br /> a procedure for rep�rting Borrower's change�f addr�ss,then Barrower shail only r�port a�ha,nge of <br /> addr�ss through that specified procedur�. Ther�may be on�y one designated n�tice address und�r this <br /> Security Instrument at any ane time.Any natice to Lend�r shall be gi�en by deli�ering it or by ma��ing <br /> 23�4235�2 <br /> NEBRASKA-5ingle Family-Fannie MaelFreddie Ma�UNIF�RM INSTRUMENT Form 3Q2811�1 <br /> VMP� Ofi12�'I fi <br /> 1Nf�lters Kluwer Financial Servives 2D1611�8"�6.2.0.38'I 4-N201 fi0720Y Page�1 of�fi <br />