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� 2� 1 ��8� 17 <br /> ADJT��'I�ABI.�� l�ATE R.ID�� <br /> TH1S ADJUSTASL� RATE RIDER is made this 25th day ❑f No�ember, ��16 , <br /> and is incorporated �nto and sha�l be deemed tc� am�nd and supp�ement the M�rtgage, D�ed <br /> vf Trust, o�r Security D��d �th� "Secu�ity [nstrument"� �f th� sam� date gi�en �ay the <br /> undersigned �the "Bor��w�r"} to secure Bvrrvwer's Ad�ustab�e Rate Nvte �the "Note"� to <br /> Hame F�derai Sa�ings and Lflan Assn �f Grand Islapd <br /> �the "Lende�"y af the same date and c��er'rng the Praperty described in the Security <br /> �nstrument and Iocated at: 5� Kuester L� <br /> �rand I s i and, NE 688�1 <br /> �Property Address� <br /> THIS N�TE CC�NTAINS PR�VIS��NS ALL��IVING F�R CHANCES IN MY <br /> INTEREST RATE AND MY MDNTHLY PAYMENT. INCREASES IN THE <br /> �NTEREST RATE 1NILL R�SULT iN HIGHER PAYN[EI'VTS. DECREASES IN THE <br /> INTEREST RATE 1N�LL R�SULT IN L�VLIER PAYNIENTS. <br /> ADC]ITIDNAL C�V�NANTS. In additivn tv the co�enants and agreements made in the <br /> Security �nstrument, B�rrc�wer and Lender further co�enant and agree as fo�iows: <br /> A. tNTEREST RATE AND II�I�NTHLY PAYMENT CHANG�S <br /> The Nvte pro�ides for an in�tia! interest rate of 4.�D� °/o. The Nate pro�ides <br /> f�r changes in the inter�st rate and the manthly payments, as fvllows: <br /> 4. �NT�R�ST RATE AND M�NTHLY PAYMENT C�ANGES <br /> �A} Change Dates <br /> The �nterest rate ! wi[[ pay may change an th� 1st �ay of D�cember 2�19 , <br /> and vn that day e�ery l�th month ther�after. Each date on which my interest rate <br /> �ould �hange is cal�ed a "�hange Date." <br /> MULTlSTATE ADJ[JSTABLE RATE R�DER w S�ng[e Family <br /> �-899R tDa��} ��I[�5 <br /> Page 1 vf a 1 nitia�s <br /> VMP Mortgage So�utions, Inc. � <br /> �5���52��7�91 <br />