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2� 1 ��8� 17 <br /> 4�� "L�nder" is Home Federal Savi ngs and �a�n Assn of Grand I sl and <br /> Lender is a Sa�i ngs and Loan <br /> organized a�.d existing under�he�aws af The St�te of Nebr a s ka . <br /> Lender's address is ��l South Locust St �rand I sl and NE �8801 <br /> Lender is th�bene�c�ary under th�s Se�urity �n�trumen�. <br /> 4LJ� **Trusteerr 15 Ar��d R Baacic, Attorney <br /> 4 E} "N ate" m�ans the promissory nate s�gned b�B�rrower and dated N o�emb�r �5, ���� . The Nate <br /> states �ha�Borrawer owes Lender �N E F�UN DRE D F I FTY THRE E T��USAN� ANa a o��.o 0 <br /> D�I�ars �U.S. $1�3,4��.�4 }plus interest. B�rrower ha�promised�a pay th�s d�bt zn regular <br /> Per�odic Payments and�a pay the deht in full not la�er than D��ember 1, �D45 . <br /> 4F� "Property" means �he proper�y that�s des�rib��below under the head�ng "Transfer of Rights in the <br /> Pr�perty.„ <br /> tG} "L�an" means the deb�eWxdenced by the No�e, p�us in�erest, ar�y prepaymen�charges and�ate charges due <br /> und�r�he No�e, and all sums due under thzs Se�ur��y �nstrument, plus interest. <br /> �H� "Riders" mean� a�� Rid�rs to �his Securi�y Ins�rument tha� are executed by Borrower. The fallowing Riders <br /> are to�e ex�cu�ed by Borrower �check box as applicabl��: <br /> [�Ad�us�able R.ate R�der � Condomin�um R�der 0 S�cond Home R�der <br /> 0 Balloon R�d�r � Planned Uni� De�r��opm�nt Rider 0 �-4 Fami�y Rider <br /> [� �A Rider � Biu�eekl�Payment Rider � �ther�s} [specify� <br /> 41� "Appt�cabie Law" m�ans a��cantr�lling appli�able federa�., ��a�e and l��a� statutes, regula�ians, ord�nance� <br /> and admin�s�ra�i�e ru�es and arders �that have the effect of law} as well as al� appl�cab�e final, n��a-app�alab�e <br /> �udic�a� op�nions. <br /> �J} "C�mmunity Assvciativn Dues, Fees, and Assessments" means a�� dues, f��s, assessmen�s and other <br /> charges tha�are zmpased an B�rrovver�r�he Proper�y b�r a candominiurn ass�ciation, hameov�ners <br /> assoc�ation ar sim�lar organizatzon. <br /> �K� "Efectranic Funds Transfer" means any transfer of fun�s, other than a�ransactinn�riginated by check, <br /> draf�, or��milar pap�r�ns�rument, which is inzt�a�ed�hrough an elec�ron�c t�rm�na�, �elephon�c �nstrument, <br /> computer, or magne�ic tape sQ as to�rder, instru�t, �r au�hor�z�a f�nancia� instztut�on�o debzt or cre���an <br /> account. Such term inclu�ies, bu�is not lim�ted�a, paznt-of-sa�e transf�rs, aut�mated tel�er mach�n� <br /> �ransactions, �ransf�rs init�ated by tel�phone, �ire transfers, and au�omated�i�aringhause transfers. <br /> �L; "Esc�vw Items" means those items tha�are d�sCribed in Sec���n 3. <br /> 4 M} "Miscef�aneous ProGeeds" mean.s any compensation, se��Iemen�, award of damages, ar pr�c��ds paid by <br /> any third party tother than insurance proceeds paid und�r the co�erages described in SeG�ion 5} for: �i} <br /> damag�ta, ar destruc�ion af, the Prapert�; �ii}��r�demnation or ather taking of aIl ar any par�af�he <br /> Proper�y; ��xi} conWeyance in �ieu of condemnation; �r���}misr�presentat�ons of, ar omissions as tfl, the <br /> va�ue andlor cand�t��n af the Pro ert . <br /> NEBRASKA-Singfe Farrzily-Fannie MaelFreddie Mac UNIFORM INSTRtJM�NT Form 3�28 110� <br /> VMP rQ VMP6{NE){�3Q2} <br /> Waiters Ktuwer Financial Services Page 2 af 17 <br />