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2� 1 ��8� 15 <br /> �G� "Lender" is Home Fed�ral Sa��ngs and L�an Assn of �rand I s�and <br /> Lender�s a Sa�i pgs and Loan . <br /> �rganized and existing under the�avvs�f The St�te of Nebras�Ca . <br /> Lender's address is ��1 South Locust St �rand I sl and NE 688�1 <br /> . <br /> L�nder�s the benefic�ar�under th�s Secur�ty �nstrumen�. <br /> ��� rrTrustee" is Arend R �aa�k, Attarney <br /> �E� "Note" �neans the promiss�r�nate signed by Borr�w�r and dated N��et�be r ��, ��l6 . The N�te <br /> s�a�es that Borrou�er�wes Lender �NE HUNDRED T�ENTY T�1,�� THfl�SAND F�UR HUNDRED <br /> AND �QI1D� <br /> Do�lars �U.S. $l22,4Qd.�D }pius in�erest. Borr�wer has promised to pay this d�b�in regu�ar <br /> Periadic Payments and�o pay the debt in full not Iater than Deeember 1, ��4� . <br /> 4F� "Prop�rty" means the propert�r�hat i�d�scribe�belov�a under the heading "Transfer�f R.�ghts in t�ae <br /> Praper�y.►, <br /> ��� "Loan" means the debt�v�denc�d by the Note, plus interes�, any prepa�men�charges and Iat�charges due <br /> under�he No�e, and all sums du�under this Security Instrument, plus �nterest. <br /> {H} "Riders=' rneans a�l Riders ta this 5ecurity Instrument that are�xecuted�� B�rrower. Th�fa��owing Riders <br /> are to�e�xecuted by B�rrower [check box as appli�able�: <br /> Q Adjustabie Rate Rider [�] C�ndom�n�um R�der 0 SeGon�i Home Rider <br /> � Baiio�n R�der � Planned Un�� Deve��pment R�der 0 1-4 Fam�ly Rider <br /> �VA R�der 0 B�week�y Pay�x��nt R.ider � Uth�r�s} [spec�fy� <br /> 4�� "Applica�l� Law" means a11 �antrolling applicable federal, s�ate and locai s�a�utes, regu�ation�, �rdinances <br /> and administrative ru�es and ordezs �tha�ha�e�he effect of�ativ} as�v�il as a�i app�icabte f�nal, r�on-appea�ab�� <br /> �udicial opininns. <br /> 4J} "Community Assaciation Du�s, Fees, and Assessments'T m�ans al�dues, fees, assessmen�s and a�her <br /> charges that are imposed on Borro�v�r or the Property by a c�ndominium assoc�at�on, hameawners <br /> assoc�a�ion or similar�rganization. <br /> �K 3 "E�ectron�c Fun�s Transfer" means ax�y transfer af fu.nds, oth�r�han a�ransa�tion orig�nat�d by check, <br /> draf�, �r simi�ar paper�nstrumen�, wh�ch �� initiated through an elec�ronic�erminal, t�lephanic instrument, <br /> �nmpu�er, or magne�ic tape so as to �rder, instruct, or authoriz�a financial inst�tut�on to debit or credit an <br /> a�C�unt. Such term includes, but is not Iimi��d ta, p�int-�f sal�transfers, au�omat�d te��er ma�hin� <br /> transact�ons, �ransfers in�tia�ed by t�l�phone, w�re transfers, and automat�d clearingh�us�transfers, <br /> �L� rrEscraw ltems" means those��ems�hat are descri�ed in Section 3. <br /> �M} "�Il�isce��aneou� Proceeds" mE.�ans any comp�nsatian, set�Iemen�, a�vard�f damages, or pr�ceeds paid by <br /> any third par�y ��ther than�nsurance pr�ceeds paid under t�ie coverages describe�in Secti�n 5} for: ��} <br /> damage ta, or destruc�ion of, the Praper�y; �ii} condemnat�on or other�ak�ng of all�r any par�of the <br /> Proper�y; �iii}conv�yance in lieu af cand�mna�ion; or��v} mi.srepresenta�ions of, or omissions as to, the <br /> va�ue andlar c�ndition of the Pro ert . <br /> NEBRASKA-5ingfe�ami�y-Fannie Mael�reddie Mac UNl�ORM INSTRUMENT Fvrm 34Z8 1101 <br /> VMP QQ VMP6{N�}t�3�2] <br /> WaEters K[uwer�inancia�Ser�ices Page 2 af 17 <br />