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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />AtAko J1* <br />Seal) <br />ose A Mendez - Borrower Steph - le J Mendez <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 28 day of Nov etrther <br />7 01 h , by Jose A Mendez and Stephanie J Mendez. h , } <br />Witness my hand and notarial seal at C rar Is 7.anc� s �r u hr `'c ateaforesaid. <br />My Commission Expires: June 19 , 2019 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2019 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matthew Aaron Brazil; NMLS #: 1432733 <br />IDS, Inc. • 31639 <br />201607995 <br />r alto <br />- Witness <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />