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2� 1 ��7935 <br /> requ�red by RESPA, and Borro�ver shal�pa� to Lender the amount necessary t�make up �he def�ciency in <br /> a�c�rdance with R�SPA, �ut�n na more than �Z month�y payments. <br /> Upon payment in fu�i af al� sums se�ured by this Securi�y Instrumen�, L�nder�ha11 promptly refund to <br /> Borrawer any Funds h�ld by Lender. <br /> 4. Charges; Liens. Borr�w�r sha�l p�y all tax�s, assessments, charg�s, �n�s, and impasitz�ns attr�butabl�to <br /> the Prap�rty which�an atta�n pr��ri�y o�er this Securi�y Ins�rument, �easeha�d payn�.�n��or�raund ren�s nn <br /> the Proper�y, if any, and �ammunit�Association Dues, Fees, and Assessments, if any. To the extent that <br /> th�se items are EscrQw ��ems, Borro��r sha��pay them in�he rz�anner pravided in Section 3. <br /> Borrawer shall pr�mp��y discharge any li�n which has priority��er�his �e�urit� Instrum�nt unl�ss <br /> Borrawer: �a} agr�es in wr�ting to �he paym�nt of the ob�z�at��n se�ured by the��en�n a mann�r ac��ptab�e <br /> ta Lender, bu��n�y so�on� as Borr�wer�s perfarm�ng �uch agre�men�; �b}c�ntes�s the�ien�n goad fai�h by, <br /> �r d�f�nds against enforc�ment of th���en in, �ega�proceedings which in Lender's opinion operate�o prevent <br /> the�nfar��men�af the iien v�h�le thase proceeding� are pending, but an1�until su�h proc�edings are <br /> conclud�d; ar�c} s��ur�s fram th�haid�r of�he lien an agreem�nt satisfactor�t� Lender subordinating the <br /> lien to this Security �nstrument. �f Lender determ�nes that any par�of�he Proper�y �s sub�e�t to a��en wh�ch <br /> can attain�rior��y o�er�h�s Securzt� �nstrumen�, Lender may gi�e Borro�v�r a notice identif�r�ng the lien. <br /> Within �U days of�h�date on�h�ch that notzce zs gzv�n, Borrow�r sha�l satisfy th�lien or�ak�ane ar mare <br /> of the act�ons se� forth aba�e in this Sec�ion 4. <br /> Lender ma� require Barrower to pay a one-time charge for a real esta�e tax ver�t�cat�fln andlor report�ng <br /> servi�e used by Lender�n canne�ti�n�vith th�s Loan. <br /> 5, Property �nsurance. Borrower shall k��p �he improvemen�s notiv existing or h�r�aft�r erec�ed an the <br /> Property �nsured against lass b� fire, hazard� included within the term "e��ended c�verage," and any other <br /> ha�ards �ncluding, but nat�imi�ed to, earthquakes and floods, for which Lender requzres insurance, This <br /> insurance shal�be ma�n�ained in the amounts �inc�uding deduc��ble�eve�s} and for th�per�ods tha� Lender <br /> requires. �ha� Lender requ�res pursuant to the preced�n�senten��s can chanbe during the term af�he L�an. <br /> The insuranc��arr��r pro��d�ng�he �nsuranc�sha�� be chosen b� Borr�wer subj�c� ta L�nder's r�ght t� <br /> d�sapprove Borra�ver's chaice, which righ� shall no�be�xer�ised unr�as�nabl�. Lend�r may re�u�re <br /> Borrower to pay, in cann�ct�on with th�s Loan, e�ther: �a� a flne�time charge for��aod zone de�erm�nat�on, <br /> certi�cat�an and track�ng serv�ces; or�b} a one--time�harg�fflr��.o�d za�e determination and c�rtif�cation <br /> s�rvices and subs�quent char��s �a�h �ime remapp�ngs flr sirn�lar changes oc�ur which reasonably might <br /> affect such determination or certi��a��on. Barr�wer s�aail a�so be respons�ble f�r the paym�nt of any f�es <br /> imposed by the Federal Emergency 1V�anagement Agency in connec�ion with the re�iew af any flnod z�ne <br /> determ�na�ion resu�ting from an objection by Borrower. <br /> if Borr�w�r fa��s to main�a�n any of�he Coverages descr�bed above, Lend�r may abtain insurance caverage, <br /> a�Lender's apt�an and Borrav�er's expense. L�nder is under no abligation to purchase any par�icular�ype or <br /> a��u��t c�f�c�ve�ag�. Th�r�far�, s��h c�verag�shd�l�:��r��L��c�er, �ut�ight ar��ht r�ot�ratect B�rr�wer, <br /> Barrower's equity �n the Property, ar the c�n�ents�f the Praper�y, against any r�sk, hazard or��ab���ty and <br /> migh�provide grea�er or�esser coverage�han was pre���us�y in effe�t. Borrower a�knawtedges�ha�the cos� <br /> of�he insurance cov�rage so abta�ned mu.ght s�gni�can�ly�xce�d the cos�of insura.nc�that Barrflw�r��uid <br /> have�btai�aed. An� arnaunts disbur�ed by Lender under this Se�tion 5 sha��becflm�add����na� d�b�af <br /> Borrovver secured by th�s S��ur��y Instrumen�. These amoun�s sha��bear�nt�rest at the N��e ra�e fr�m�he <br /> dat�of disbursement and sha��be paya��e, w�th su�h�ntere�t, upan natice from Lender to Borrower <br /> requ�st�ng payment. <br /> NEgRASKA-Single Fami�y-Fa�nie MaelFreddie Mac UNIF�RM INSTRUMENT �arrn 3�28�101 <br /> VMP[� VMPfi4NE1 t13Q�� <br /> Wolters Kluwer Finar�ciai Ser�ices Page G vf 17 <br />