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2� 1 ��7882 An.�amounts dxsb�rsed b�I�ender under th�s SeGti�n 9 shall becvme�.ddit�vnal debt vf�vrrow�r s�Gured by this Security Instrument, These amouats sha11 bear interest at th�Nate rate from th�date of d�sbursement an�sha��be payab�e, w�th such interest,�.p��natiee from�.ender to Borro�er request�ng pa�ment. If this Security Instrumen�is on a leasehold,�arrower sha11 comply with aIl the provisions of the �ease. If Borrower acquires fee title to the Property,the leasehold and the fee tit�e sha11 not merge un��ss Lender agrees to the merger�n writing. 'I�. IIAor�gage Insur�ance.If Lender required Mortgage Instuance as a condition of making the Loan, $orrower shall pay the premiums rec�uired to maintain the Mortgage Ir�suranee in effect. �f, for any reasan,the Mortgage Insurance coverage requ�red by Lender ceases�o be available from the mortgage�nsurer that previous�y provided such�nsurance and Borrower was requixed to make sepaxately designated paymen�s toward the premiums for Mortgage Insurance, Barro�ver sha11 pay th�prem�ums r�quired to obtain co�erage substantially equivalent to the Mortgage Insurance previously in effect,at a cost substantially equivalent to the cost to Borr��ver of th�Mort�age Insura.nce previousl}�in effe�t,fr�m an alternate mortgage insurer selected�ay Lender. If substantially equivalent Mortgage Insurance coverage is not a�ail�ble,Borra�uer shall contrnue to pay ta Len�er the amount of the separate�y des�gnated pa��ents tha��ere due�hen t�e insurance coverage cea�ed to be in effect. Lend�r wi11 accept,use and retain these paym�nts as a non-refundab�e toss reserve�n�ieu of�11lortgage Insurance. Such�oss reserve sha��be nvn-r�fundab�e, no�withstanding the fact that the Loan is ultimately paid in fu11,and Lender shall not be required to pay Barrower any interest ar earning;s on such loss reser�e. Lender can n.o�onger require�oss resexve payments if Mortgage Insuraace coverage�in the amount and for th�period�hat L.ender requires}pro�ided by an insur�r se�ected by Lender again becomes available, is obtained,and Lender requires separat�iy designated payments towaxd the premiums for Mortgage Insuranc�. If Lender re�uired Mortgage Insuarance as a. condition of making the Loan and Borrower was required�o make sepaxately designated payments toward the premi�ms for Mortgage In5urance,Borrower sha11 pay the premiums re�uir�d to maintain Mortgage insurance in effect,or to pro�ide a n�n-r�fundable 1�ss reser�e,until Lender's requirement for Mortgage Insurance ends in accordance with any�vritten a�reement be�veen Bflrrawer and I�ender prvviding for such termination or until termination is required by Applicable Law.Nothing in this Section �0 affects Borrower's obli�atian to pay interest a�the rate prov�ded in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note)far certain losses it may incur if Borro�uer daes not repay the Loan as agreed. Borrawer is nt�t a party to the Mortgage Insurance. �Vlortgage�nsurers eva�uate their to�ta�risk an a��such insurance in force fram trme to time,and ma�enter into agreements with o�her parties that share ar modify their risk,or reduce lasses. Thes�agreements are on terms and conditions tha�are satisfactory ta the mor�gage insurer and tbe other party(ar parties)to these agreements. These agreement�may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have a�ailabie(�vhich may inctude funds obtained from Mor�gage �nsurance premiums}. As a result of these agreements,Lender,any purchaser of th�Note,another insurer,any reinsurer,any ot�er entYty,or any aff�iate of any of the farego�ng, may recei�e(direet��r indir�ct�y}amounts that deri�e from�ar might be charaeterized as}a portion af Borro�ver's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer`s ris1�,or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchang�for a share of the premiums paid to the insurer,the arrangement zs oi�en termed "capti�e reinsurance."Fur�her: q03354895414 �233 346 091.7 NEBRASKA-Single Family-Fanr�ie MaelFreddie Mac lJNIF�RM INSTRIJMENT WITH MERS Form 3428 1141 VMP� VMPBA(NE}[1342).44 Wolters Kluwer Financial Se�vices Page 9 of 4 T