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2� 1 ��7882 serv�ces and subsequent charges each time rer�ap��ngs or s�rr�t�ar ehanges oc�ur�h�ch r�easonab��m�ght affect such determination or certificatian. Borrower sha1l also be respansib�e for the payrrient of any fees impa�ed by the�'edera.l Emergency Management Agen�y xn eon�.ectror��vith the rev�e�of an�flood�one determination resulting fram an objection by Borrower. If Borrower fails ta main�ain any of the coverages d�scribed abov�,Lender may obtain xnsurance caverage, at Lend�r's optxon and�orro��r's expense. Lender is under na ab�igativn ta purchase a�y particular type or am�unt�f co�erage. There�ore, suck�e��verage sha1�cQ�er Lender,bx�t mighr or m�ght nat protect Borrower, Bor�rvv�er's equity in th�Property,or the content�of the Pro�er�,against an�risk,hazard or liability and might provide greater or lesser c��erage th�n wa�pre�ious�y in�f�fect. �3orrower ackn.owledges that the cost of�he�r�surance cQ�erag��Q Qbt�.ined nlight significa�tly exce��i the�o�t of in�urance that Borrov�er could have obta.ined.Any am�ua�ts disbursed by Lender under this S�ctian S sha11 become additiona�debt of Barro�er secured by th�s Secur�ty Ins�m.e�.t. These a�ounts shall bear�nter�st at th�Note ra��fr�m the date of disbursement and shall be payable,with suGh intere�t,upon notice fram Lender to B�rrower requestxng payment. A11 insuranee pa�icies required by Lender and reaewals of such policies shall�� subject to Lender's right to disapprove such policies, sha11 include a standard n�.ortg�ge clau�e, and shall name Lender as mortga�ee andlor as at�additional loss payee, Lender�hal�ha�e the right to hald the policies and renewal certificates. �f Lender r�quires,Borrower sha11 pramptly give to Lender a11 receipts of paid premiums and r�newal notiG�s. If Borro�uer obtains an.y form of insuranee coverage,not Qtherwise required�y Lender, for damage to,or destruction of,the Property, such policy sha1�anclude a standard mor�gage clause and sha11 name Lender as mortgagee andlor as an additionalloss payee. In the event of�oss,Borro�ver sha11 give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Un�ess Lender and Borrower othenvise agree in writi�g,any insurance pr�ceeds,whe�her or not the underlying insu.rance was required by Lender, sha11 be applied ta restoration or repair of the Property, if�he restoration or repair is economicatxy f�asible and Lender's security is not lessened. During such repair and restoration period,Lender shall ha�e the right�o hold such insurance proceeds until Lender has had an opportunity ta inspect�uch Property to ensur�the �vork has been completed to Lender's satisfaction,pro�ided�hat such inspecti�n sha11 be under�aken promptly, Lend�r may disburse proceeds for the r�pair�and restoration in a single payment or in a�eries of pragress payments as the work i�compl�ted.Unless an agr�ement is made in�vrit�ng ar Applicab�e I�aw requires interest to be paid on such insuran�e proceeds,Lender sha��not be required to pay Barrower a�.y interest or earnings on such proceeds. Fees for public adjuster�,or other third parties,retained by Borr��rer shall not be paid out of th�insuxance proc�eds and shall be the sale ob�igatian af�orrotiver. If�he restvratiar� �r repair is not economi�ally fea��b�e or Lender's s�curity wou�ld be l�ssened,the insurance proceeds shall be applied t�the sums s�cured by this Security Instrument,wh�ther vr not th�n due,with the excess, if any, paid to Borrower. Such insurance�roceeds shall be applied in the order provided for in 5ection 2. If Borrower abandons the Frap�rty,Lender may fi�e,negotiat�and settle any avail�ble insurance��aim and related mat�ers. If B�rrower da�s not respond tivithin 3�days�o a no�ice fram Lender that the �nsura.nce carrier has offered t�settl�a claim,then Lender may negotiate and settle the claim. The�3�-day period wili begin whe�the notice is given. In either e�ent,or if Lender acqui.res the Proper�y under Section Z�or other�vise,Barrow�r hereby assigns to Lender�a�Borrower's rights to any insurance proceeds in an.amount not ta exceed the amounts unpaid under the l�ote or this Security Instrument,and��b}any other of Borro�ver's rights(other than the right to any refund of unearned premiums paid by Borra�ver}under all insurance poiicies co�ering the Property, ir�safar as such r�ghts are applicable ta the coverage af the Praperty. Lender may use the insurance proceeds either to repair or restare the Property or to pay amounts unpaid under the Note or this Securi�y Instrument,�uhether or not then due. NEBRASKA-5ingle Famiiy-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT WITH MERS Form 3U28 11�1 VMP� VMPfiA(NE}[1342}A4 Wolters l4luw�r Fi�ancial Serv}Ges Page 7 of 17 q43364$95414 4233 345 �717