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2� 1 ��7882 �C} "�ender"is�ui cker� Loans In�. . Lender�s a �orporati on organized and existing under the la�vs of t h e 5 t a te a f M�c h i g a n , i�ender's address i� ��5� �loodwa rd A�e, D��r��, MI 45�2�-19�� �D} "Trustee" is F� r s t A�n�r i c a n T i t 1 e �E� "IiAERS" is Mortgage Ele�tronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee far Lender and Lender's succ�ss�rs and assigns. MERS is the beneficiary under this Security Instrument. MERS is argani�ed and existing under the laws of Delaware, and has an address and telephone number Qf P,Q. �ax 2�26,F1int,MI 485D1-2�26,tel. �888}679-MERS. �F� "Note" means the promi�s�ry not�signed b�Borrower and dated N o v em b e r 1�, 2�1� . The Note S�t�Sthat�ono�erow��Lender �ne H�ndred Seventeen Thousand anC� ��11�� I]ollars(U.S. $ 11�,��,�0 )plu�interest. Borrower has promised to pay this debt in regular Periodic Payments and��pay the debt in full not later thar� D�c ern b e r 1, ��4� . �G� "Property"means the prop�rty that is described below under the heading"Transfer of Rights in the Prop erty." �H} "Loan"means the debt evidenced b�the Note, plus interest, any pr�payment charges and late charges due under the Note, and a11 sums due under this Security Instrument,plus�nterest, �I� "Riders"means a11 I�iders to this �ecurity Instrument that a�r�executed by Borrower. The foll�wing Riders are to be executed by Borrower[check box as applicable�: 0 Adjusta.bte Rate Rrder 0�ondornxnium Rider C� Second�ome Rider ❑Balloon Rider C�Plan.ned Unit Development Rid�r � �-4 Family Rider �VA Rider 0 Biweekly Payment Rider ��ther�s} [specify] ��ga� Attached �J� "Applicab�eLaw" means a��contro��rng a�p�icab�e#'edera�, state and�oca�statut�s, regu�at�ons, �ardinances and admin�strative rutes and orders(that have the effect of la�v}as we11 as a11 applicable final, non-appealable judicial opinions. �K} "GommunityAssociationDues, Fees,and Assessm�nts"m�ans all dues, fees, as�essments and other charges that are impased on Borrower or the Property by a condominium association, homeawners association or similar organ.ization, �L} "E lectro n i c F u n d s Tran sfe�"mean.s any ttansfer of funds, other than a transac�ion originated by ch�ck, draft,Qr similar paper in�trument,which is initiated through an electronic term�nal,telephonic �nstrument, computer,or magnetic ta.pe sa as ta order, instruct,or authorize a financial institution to debi��r credit an account. Such term includes,but is not limit�d to,p�int-of-sale transfers,autamated teiler machine transactions,transfers initiated by telephon�,wire transfers,and automated e�earinghouse transfers. 4ilA} "Escrow Items"means those items that are deseribed in Section 3. NEBRASKA-Single Family-Fannie MaelFreddie Mac UNlF�FiM�N5TRLIMENT WITN MERS Form 3428 11�1 VMP� VMPfiA[NE}�13(}2).4Q Woffers Kluwer Financial Services Page 2 of 4� q43364$95414 4�33 346 Q�17