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Acknowledgment <br />State of Nebraska <br />County of Hal l <br />This instrument was acknowledged before me on November 22, 2016 by <br />Bryan McCartney, Jennifer McCartney <br />GENERAL NOTARY - State of Nebraska <br />My Comm. Exp. May 19, 2017 <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />201607865 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Kevin Ottman <br />NMLS ID 494664 <br />NEBRASKA- Single family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer financial Services <br />Form 3028 1101 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />