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2� 1 ��7781 <br /> DEED �F TRUST <br /> Loan No: 'I�13�U'I�7 t Cont�nued� Page 'I� <br /> Time is of the Essence. Time is o�the essence in the performance of this Deed o�f Trust. <br /> WaiWer vf Homestead Exemptian. Trustor hereby rei�ases and wa��es al! rights and henefits ❑f the homestead <br /> exempti�n laws ❑f the State of Nebraska as tfl all fnd�btedness s�cured by th�s De�d of Trust. <br /> DEF1NITl�NS. The fallowing capitalized wards and terms shall ha�e the fallowing meanings when used in this De�d af <br /> Trust. UnlesS speeifically stated t❑ the cantrary, all r�ferences to dallar amaunts shall mean amounts in fawful maney <br /> ❑f the United States of America. W�rds and terms used in the singular shall in�lude the plural, and the plural shall <br /> include the singular, as the c�ntext may require. Wvrds and terms nvt otherwise defined in this Deed of Trust shall <br /> ha�e th� meanings attributed to such terms in the lJniform Cammercial Cade: <br /> Beneficiary. The word "Beneficsary" means Fi�e Points gank, and its successors and assigns. <br /> Borrower. The word "Borrvwer" means J�N M MYERS and CHANDRA L MYERS and in�ludes all co-signers and <br /> ca-makers signing the No�e and all �heir success�rs and assigns. <br /> Deed af Trust. The words "C]eed ❑f Trust" mean this ❑eed of Trust among Trust�r, Lender, and Trustee, and <br /> includes without iimitation all assignmen� and security interest pro�is�ons relating to the Persanal Proper�y and <br /> Rents. <br /> Default. The ward "Default" m�ans the D�fault set forth in this Deed af Trust in rh� s�ction titled "D�fault". <br /> Environmental Laws. Th� words "En�ironmental Laws" mean any and all state, federal and Ivcal statutes, <br /> regulations and ordinances r�lating ta th� pr�tection of human health ❑r the en�irt�nment, inc�uding without <br /> limitation the Comprehensi�e En�ironmenta� Respvnse, Compensation, and Liability Act of 1980, as amended, 42 <br /> IJ.S.C. 5ection ���1, et seq. �"CERCLA"�, the Superfund Amendments and Reautharizativn Act a� 198�, Pub. L. <br /> No. 99-499 �"SARA"}, the Hazardaus Materials Transportation Act, 49 U.S.C. 5ection 18�1, e�s�q., the Resource <br /> Cvnser�ation and Reco�ery Act, 42 U.S.C. Section 69�1, et seq., or other applicable state vr #ederal laws, rules, <br /> or regu�atians adnpted pursuant thereta. <br /> E�ent of De�auit. The words "E�ent vf Default" mean any of the e�ents af defauit set farth in this Deed ❑f Trust in <br /> the e�ents af default section�f this Deed af Trust. <br /> Existing Indehtedness. The words "Existing Indebtedness" mean the indehtedness d�scribed in the Existing Liens <br /> provisivn of this ❑eed ❑f Ttust. <br /> Guaranty. The word "Guaranty" means the guaranty fram guarantar, endarser, surety, ar accvmmadation party to <br /> Lender, including without limitativn a guaranty of all �r part❑f the Nate. <br /> Hazardnus Suhs�ances. The words "Hazardous Substances" m�an materials that, because af theEr quantity, <br /> �on�entratian or physical, Ghemical ar intectivus �haracteristicsr may cause or pase a present or potential hazard <br /> to human h�aith or the en�ironment when impraperly used, treated, stored, dispvsed ❑f, generated, manufaGtured, <br /> transported or otherwise handled. The wards "Hazardous Substan�es" are used in their ��ry brvadest s�nse and <br /> inciude without limitation any and a�� hazardous or taxic substances, materia�s or waste as defined by or }isted <br /> under the En�iranmental Laws. The term "Hazard�us 5ubs�an�es" als❑ includes, wEthvut limitatian, petroleum and <br /> �etroleum by-products ar any fra�tion therevf and asbestos. <br /> Impro�ernents. The word "�m�ro�ements" means al! existing and future impro�emen�s, bui��lings, structures, <br /> mabile hvmes af�ixed on the Real Praperty, fa�ilities, additions, replaG�ments and flther constructian on the Real <br /> Property. <br /> Indebtedness. The word "Indebtedness" means all principal, interest, and ❑ther amounts, casts and exp�nses <br /> payable under the Nate or R�lated Documents, together with all renewals ❑f, �xtensians vf, modificatians af, <br /> cvnso��dat�vns of and substitutions far the Not� or Related Documents and any amounts expended ar ad�anced by <br /> Lender ta discharge Trustor's obl�gativns or expenses incurred by Trustee ❑r Lender to en�orce Trustor's <br /> abligativns under this ❑eed vt Trust, togeth�r wi�h interest on such amvunts as pro�ided in this Deed ❑f Trust. <br /> 5pec�tically, without limitati�n, lndebtedness includes all amounts that may be indirec�ly seGured by the <br /> Cross-�allateralization pra�isian af this ❑eed of Trust. <br /> Lender. The w�rd "Lender" means Fi�e Po�nts Bank, its sucGessars and assigns. <br /> Nvte. The ward "Note" means the pramissvey na#e dated Nv�ember 18, 2�16, In th� original principal <br /> amount vf $1��,��a.�D from 6orrower to Lender, tvg�ther with ai� renewals af, extensions a#, modifications <br /> ❑f, refinanc�ngs of, cvns��idatians of, and substituti�ns �or the promissary note or agreement. <br /> Persanai Property. The words "Personal Property" mean a!! equipment, fixtures, and ather articles of persona� <br /> property n�►rv or hereafter ❑wned by Trustor, and nnw ar h�reafter atta�hed or affixed to the R�al Praper�y; <br /> t�gether with all accessivns, parts, and additians ta, all replacements ❑f, and all substitutions for, any of such <br /> property; and t�gether with all proceeds �including without limitativn a!I insurance praceeds and refunds a# <br /> premiums� �rom any sale or o�her disposition vf the Praperty. <br /> Property. The word "Praperty" means colle�ti�eiy the Real Property and the P�rsvnal Praperty. <br /> R�al Property. The words "Real Proper�y" mean �he real property, int�rests and rights, as turther described in this <br /> Deed of Trust. <br />