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� <br /> = 2� 1 ��7753 <br /> L�AN�#��0�9�I�'�4��'45��� <br /> �. Appl��ati�n of Pa�ments �r Pr���eds. Exce�t �s �th�rwis� desc�ibe� i� this S�ctivr� Z, �I! <br /> ��yrn�nt��c�e�ted a���p�li�d�� L�nd�r shall b��ppli�d in tl�e f�ii��in��rd�r af pr���it�: �a} �r�ter�st <br /> �ue und�r th�N�tet�b��rin�ipal�u�un�er th�N���f�c}amounts due un��r�ec��on 3. S�c�paym�nts <br /> shal!be ap�li�d tv eac�P�ri�di�P�yrnent�n th��r�er in wh�cl�����r�rn�du�.An�rerna��i�� amounts <br /> s��ll a����li���irst ta i�te�h�r��s, se��n�#�an���her�moun��d��ur�d�r thi����urity In��rument, <br /> a�d�I��n t�reduce th�prin�ipal b�l�n���f#he N�t�. <br /> [f ��n�e� re�eiv�s � paym�nt f�om ����a�nr��f�r a ��lin�uen# �'eria��� P�ym�nt �rvhi�h �n�ludes a <br /> �uffi�i�t���rnour���o pay any late�ha��e�ue��F�e�ayr��nt r�nay b�appl��d t�the d��inqu�nt pa�ment�nd <br /> th�late char�e,lf rr�v�e than on�P�riadi�F��yment is�utstandi�g,L�nder rna���p�y�r�y pa�rr���t re��i�ed <br /> fr�m�arr���r to t��r�pa�mer���f the F��r��a���Pa�ment�if,�n�t�th�ext�nt tha�,�a�h p��men#�an b� <br /> pa�d ir�f�ll.Ta#I���xtent�Y�at an��xcess��ists aft�r�he pa�t�e�t i��ppl�e�t�the f�l��a�ment of or���r <br /> m�r� Peri�d i�P��r�ent�, �uch e����s m�y be a�pli�t�any la�e charg�����.V��untary ���pa�rr�ents <br /> shal�be��pli��ftr�t tQ��y �r�p�ym�nt�h�rg�s ar��then as d�scrib�d in t���V�t�. <br /> Any a��lic�ti�n�f���rr�e��s:insuran�e pra�e�ds,��I�lisc�l��neaus Pr�c���s t�prin�i�al�ue under <br /> the Nat�sl�all r���ext�nd ar post��n�th�due d�#�, or�hanc�e��e amv��t, o�th�e Peria�i�Paymen#s. <br /> 3. Fun�f�f�r E��ra�ltems�BQr�vwer�ha44�a�t�Lender�n t�e�iay P�ri�di�Paym�n�s ar��ue <br /> �nder the�late, �nti!th�Nat�i�paid��fulf,a sum{t��"Fundsn}��pr�vid�f�r pa�rr�ent�f amour�ts�ue <br /> far: ��}taxes and assessm�n#s���ath��it�m��r��c�can�tt�in p����t�a�r�rthis�e�urit��n�trur�en��s <br /> �li�n �r encu�br�nc��r�th�Pr��erty; �b} I�as�l�old pa��nents��groun�r�nts�r�the��ap�rty, if�ny; <br /> ��} P���ni�rns f�r�n��nd all inSuran��r�qu�r�d b�L�nder un��r���tior��;and��� ��rtgag�I�sur�n�� <br /> prem i um�,if�ny,�r�r�y��rms p�y�bi�by�ar��wert��er�der in�ie�of the�a�m�r�t Q�11N��kg�ge I ns�r�nce <br /> pr�m�ums �� a���r�an���it�th� pr��ris��n� v�f��ctiar� ��. Th��� i��rns af� call�d "E��r��r �t�ms."At <br /> �rigirt�#i�r�ar�t an�tirn��ur�ng th�term of the L�an, L�nd�r rna�r��uire�l�a���rnmunity A�s�ci�ti�n <br /> Du�s, F���, and A�ses�m�nts, if�ny,b�escra�rr�e�by E�arr���r,�nd suc���tes,f��s�nd�s����men�s <br /> �h�il be an�s�ra�item.B�rra�rer shall pr�mptl�fu rnish to L�nd�r�II r�oti��s�f arn�un�s t���p�id u nd�r <br /> this ���ti�n. �arro�rrer�haff pay Lend�r th� Fun��f��E��rc�w lter�� un�es� Lender�raives B�o�r��er's <br /> �b1�ga�i�n tv p�y the�t��ds f�r any or all Es�rv�►Ifi�rns. L�nr���`m���rai�re B��r��er's���i��#�on t�p�y <br /> t�Lender Fun�s f�r an�r Qr�II Es�r��Items at an�tim�.�r�y sucl���i�����y v�ly be in�tr��in�. In th� <br /> ��ent�f s��h��iver, ���ro�v�r shal! pa�dire�tl�, �vhen and�her� �ay�bl�, #f�� �rnoun#s du�f�r any <br /> Es�rv� I��m� f�r�n►hich �ayrn�nt af Fu n�� has b��n ��i�ed b� �L�n�er and, if L�nd�� requires, sha�� <br /> f�rnish t� Lend�r rec�ip�s eviden�ing s�ch pa�m�nt +,n���in �u�h� t�rn� p�ri�� a� �ende� may r�qu���. <br /> �arra��r's�blig�#i�n ta make s��l�pa�rn�nts an+d�t�pr��ide r���ip�s�hall for all pur�os�s �e d�emed <br /> to be a �ov�nar�t a�d ��re�t�ent �ontained in thi� 5��urity Instrum��t, �s th� phra�� "����nar�t and <br /> a�r�emen�" is u��d �r� S�ction �. !f ��rro�r�r is ��1iga#ed t� pa� Es�rv� �tems d�r���y, p�urs�ant t� a <br />: r�r�i��r, ar�� B�rr��rer f�il� t� R�y th� arn�un# due far an EsG�av�r I#em, Lend�r ma� e�c�r��ise� its ric��t� <br /> und�r Se�t�or� � �nd p�y s�ch at�aur���t�d B�rr�v�e�shall #�en b� oblig�te� un�er S��ti�on 9�a r��a� <br /> �o�.�n��r an�su�h amoun#. l��nd�r m��rev�ke th�wai��r��t��ny��all E��r�w It�ms�t�n��irr��by <br /> � n�tk�e����n Mn a�ca�dar�c�v��h Secti�r� ���nd, u pon su�l� r�v�c�ti�n, B�rra�nr�����II p��t� Ler�d�r <br /> �11 Fun�s, and i�r��ch �r��u r�ts, t�a��r�then r��uired under th is S�cti�n 3. <br /> Ler�der rnay,�t�n��ime,�alie��and l��ld Fun��ir��n am�un#{��su�fi�i��t ta��rm�t L�n�er���pp�r <br /> �h�Funds at th���me s���ifi�� und�r F�E�I�A, and �b}not t��xceed fh+�m�ximum am�un���en��r can <br /> req�i��und�r F�E��A. �en�er shall�sti�ta�e the amaUnfi�f Funds�iu��n�he b��is of curr�nt dat��nd <br /> re�san��i�est�m�t�s af�xp�r��itures��f�,t���E�cr��v I#�ms ar otl�erv�is�in acc�rdan���i�h A�pli��bl� <br /> La�nr. <br /> Th�F�nds�h�����h�l�in an in�titu#i�r��has��epa�its ar�insured by�f��er�l agen�y,ins�ru�n�r�t�i�ty, <br /> �r entit��in��udin� Lend�r, �f L�nder is��t ins�ti#utit����ase d��osit��r�s�ir�sured}o��n any F��efa1 <br /> H��n��a�n B�nk. ���d�rsh�ll��R����Fund�to payt���s�r�v�Item�r�o la��rth�r��h���ir�nesp��ifi�� <br /> ur�d�r F�ES�A�L�r�d�r sl�al�nvt��a�����rro�re�f�r holdir�g ar�d ap��ying th���nds,an�ruafly�r��l�zin� <br /> � th�es�r��a���unt, �r�erifyir��tl�e Es�row I��m�! unf��s L��der pay��Qrro�r�r in�er�st�n th�Fun�$ <br /> ar��d�p�li�able La�permit� L�nd�r t�mal���u�h a charge. �Jnl�ss an a�r��m�n�i� rn���in�r�ing o� <br /> Ap�li�able La�r�q��r����t�r���fi�b�pai� �n�h�FUn�s, L�nd�r shal�n�t be re�ui�e+d��pa��a�ro�►e� <br /> an�int�r�st���ar�in�s�n tMe Fun��. B�r�o��rand L���er can a�r��in�ritin�, h��re�r�r,that in��r��t <br />: sF��li�e pai��r��F�e Fun�s, ��nd�r shaEl�i�e#� ���r���r,�vitha�t�har�e, an annual a���untir���f t�e <br /> F�nd��s require� by R��PA. <br /> If t��r� i� � �urpl�s o� Fun�s held in es�r�v�, as defined un�er RES�A, �.er���r��all a���u n� tQ <br /> ��rrv�v�r f�r th��x��s�funds���c�ar�ar�ce�rith RE�PA.�fi there i�a shar�����f Funds h�ld in es�r��r, <br /> �s d�f�r����rd�r F��S PA,Len�er�hall r�atif��v�rc��nrer as requ i r�d��R��RA, and Borr�w�f�ha�ll�a�f� <br /> Lerid�r th�e�rrrau nt ne���sa�ta rna�c�u p the s�a�#a�e rn��cor�an��wit� RE�P�, but�r�n�mQr��han <br /> ��mon�hl�p�yments.�f there�s�d�fi�i�ncy�f Funds he�d in es�r��, �s def�n��un��r R��p�, L�nd�r <br /> ��all t��t�f�r Barro�r�r as r�qu�re� by RESpA, and ���r��r�r shall pa�#��.ender th� an��unt necess�r� <br /> #o m�k� u��h����cienc}� in accor�an��r�v�ith F�ESF'�►, but in nv m�re th�n '�2 manthfy�ayments. <br /> lJpon payment�n f�ll�f all�ums se�ured ��r�i��s S�cu�ity In�trum�nt, Lender s��ll �r�mptl�r r�f���i <br />. �a�arr�v�rer at�y�und�h+��d b� Ler�d��: <br /> 4. �harges; Lier��. Barrawer s��ll p��a�� #a�ces, a�sess�n�n#s, chargesw fines, and impo�it��ns <br /> attri�ut�ble to t��Pro��rfi�v,rhic� can�#t�in �ri�ri�}��v�r�his �e�urity In�trur�ent, i��sehal� ���rr� nt� <br /> ��1M���f�: �. <br /> N�BR�4�KA--S�ngl�Farnily--Fanni��Iae�F�reddi$i�a�UNIFQF��1 IN�TRLJ�NENT Fo�rn��2811��1 <br /> �Ilie�I��,lrtc. P���� Of 1'� NEEDEEa �3'�5 <br /> I�EEQEED�CLS� <br />; 'I'�lC�91��"16 Q'�:3$PI�PST <br />