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2� 1 ��7�78 <br /> {C3 "�er�der"�s Qu�e k�n �oa n s I n�. <br /> . � <br /> Lender�s a �4C'��rat��� <br /> organized and�xisting und�r t�,e laws of �h� S t a t� o f M�c h i g a n . <br /> Lender'�address is ���� �oodward ���, �etral t, MI 4$�Z�-19�� <br /> �v} �*Truste�e" is F�rst Arneri can Ti tl� <br /> {E� "N1�R5" is M�r�gage E�eGtronic Reg�stration Sys�enZs, Inc. MERS is a sepaxate corparation that is acting <br /> solely as a naminee for Lender and Lender's successors and assigns. MERS��the benefi�iary ua�der this <br /> �ecut�2ty�nstrum��t. M��S�s orga��2�d and�x�st�ng under the�aws af De�a�vare, and has an addaress an� <br /> telephone number of P.�. �ox 2�26,F1int,Mi 485��-���6,tel. (888}�79�MERS. <br /> �F} "N ote" m�ans the pr�miss�ry note signed by Barrower and dated N o v em b e r �, 2�1� , The Note <br /> states that Borrower owes Lender fln� HU�C�rLd ��Xty E1�ht ThOUS�nd d�� <br /> 00�100 <br /> �vllars(�..�.S. $ 1��,���.�� )p1uS inter�st,Bon�wer has promxsed to pay th�s debt in regu�ar <br /> Periodic Payments and to pay the debt in fu11 not later th�n D e�ern b�r 1, �d�1 . <br /> ��} "Property"rneans th�pr�perty that is described be�ow und�r the heading"Transf�r of Rights in the <br /> Praperty." <br /> �H} "Laan"means the debt eviden�ed by the Nate, plus interest, any prepayment charges and late charges due <br /> under�he N�te, and aI1 sums due under this Se�urity In�strument,p�us�nterest. <br /> ��} "Ri�le�'s"means a�l Riders t�th�s Securi�ty Instrument that ar�executed b�Banotiver. The following Riders <br /> are to be executed by Borro�ver[check box as applicable�; <br /> Q Adjustable Ra�e T�ider Q �ondaminium Rid�r � Secand F��me Rider <br /> �Ba�loon Rider � Planned U�.it Development�ider � 1-4 Famil�l�ider <br /> ❑VA Rider Q Biweek�y Payment Rider ��ther�s) �specify] <br /> ���al Attached <br /> �J� "Applieab�eLaw" means a11 contr�lling app�icable f�d�ra1, �tate and Ioca1 statutes, re�ulat�ons, <br /> ordinances and admiaistrati�e rules and orders(that have the effect of law}as we��as a11 applicable f na1, <br /> non-appea�able�udicial vpinions. <br /> �K} "CammunityAssac�ativnC��tes, Fees,and Ass�ssments"means ali dues, �ees, assessments a�d other <br /> charges�hat are�mposed on Borraw�r o�the Pro�erty by a condom�nium association,horr�eo�vners <br /> associati�n or similar organiza�ion. <br /> �L} "El�ctronicFundsTransfer"me�ns any transfer of funds, oth�r than a transaction originated by check, <br /> dra#�,or�imilar paper�nstrumer�t,which is initiat�d through an electro�ic terrnina�,tel�phonic in.strurnent, <br /> computer,or magnetr�tape so as to order, rnst�c�,or aut�ar�ze a f nanc�a��nst�tut�on to deb�t or cr�d�t an <br /> account. Such term includ�s,but is not lirnited ta,pfli�at-of-sale transfers,automated teller machine <br /> transactions,�ransfers initiat��by te��phone, wire transfers�a�d a�t�mated c�earinghause�ransfers. <br /> �1U1� "Escrow ltems"means those items that are described in Section 3. <br /> NEBRASKA-5ingle F�mily-Fannie MaelFr9eddie Ma�11N�FaRM INSTRUMENT WITH MERS Form 3428 11U1 <br /> VMP� VMPSA=I�E}(�3Q2}.QQ <br /> Wolters Kluw�r Firtancial Sen►ices Page�of 17 <br /> q�3351217�53 4233 G74 p�17 <br />