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2� 1 ��7�78 I�the Loan is subject t�a 1a�r which sets maximum taan charges,and that la�v is finally interpreted so that the inter��t or ather laan charge�coll�cted or to be collected�n conneetinn with the Loan exe�ed the �errx��tted l�rxiit�, then: (�)an�such Ioan eha.rge shall be reduced by the amount necessary to reduce the chaxge ta the p�rmit��d�im��;and(b}any�ums alre�d�collected fro�n�orrower vvhich exceeded p�rmitted �xmrts�v��b�refunded to�orrower. I.lender may ch�o�e to r�ake this refund by reducing the principal owed under�he Note or b�maki�g a direct payment to Barro�er. If a refund r�duces principal,the reduction wi11 be treated as a par�ia�pre�ayment without any prepayment eharge�whether vr not a prepayment charge is pr�vided for u�der the N�te). B�rrotiver's acceptan�e of any such refund mad�b}�due�t�aym��.t t� Borrower w��i constitute a waiver of any right of aetrc�n Bvrrv�ver m�ght ha�e ar�sing out o�suc�o�ercha�ge, �I 5. Noti��All nvtice�given b��orrower or Lender in con.nection with this Security Instrument mu�t�e in �r�t�ng. Any�.otice to B�rrvwer in conne�tion tivith this Security Instrument sha11 be deemed t�have been gr�en�o$orrv��r�hen ma��ed by fi.rs�cla�s mail or when a�tuaily deli�ered to Borrower`s notice address if sent by a�hef r�eans.Not�ce to any ane Borro�ver sha��cvnst�tut��.otic�to a11 Borrowers u�.less App�icable Law ea�press�y requir�s other�vYse. The notxce address sha��be the Prapex�ty Address unless Borrower has designated a substitute notice addre��by no�tice to Lender. $orra�ver sha��ro�ptly n�tify Lender of B�rrower's change of address. If Lender specifies a proced�re for repoartYng Borro�rer's change of address,then Barro�ver shaxl oniy repart a change af addre��through that�pecified pro�edure, �'heFe rnay be an��on�des�gnated notice address under this Security Instrument a�any one time, Any notice ��I.ender sha��be gxVen by de��ver�ng�t or�a�mailing it by firs�class mai�to Lender's address stated herein u��ess Lender has designated another addr�s�by n�t�ce to��rrower,Any notice in�onne�tion with this �ecurity Instrument sha��nat b�d�emed to hav�been g��en to Lender untz�actua��y r�ceive��y Lender. If any na�ice required by this Security Instrument�s a�so re�uired under App��cab�e Law,the App��able La�v requirement�vi11 satisf�r the corresponding requi.rement und�r this Security Instrument, ��. Govern�n�L�w; Seuerab��ity;Rule�af Cvnstruction.This Security In�trument shall be governed by fec�era��a�a�d the�a�r of the jur�sd�ct�vn�n�vhich the Propert�r�s located.All rights and obligations co�tained�n��is Se�ur�ty�n�trum�nt are sublect to any requirement�an�i Iimitations�f Applicable Law. �pp�icab�e Law might exp��it�y ar�mp�icxt��a��o�the pa.rt�e�to agre�b�contrac�t or it might be silent,but �uch siience s�a��nat�e construed as a pr�hib��io�.aga�ns�agreem��.t by cQ�.traGt. In the e��nt that any provision or clause of this Securxty Instru.ment or the�Iate c�nfl�cts w�th App�icab�e Law, such canfl��t shall nat affect other pro�ision�of thxs Security In�trum�nt or the Note�vhich can be gYven ef�'ect��haut the conflicting pra�i�ion. As used��.this Securit�Instrument: �a}�vards af the masculine gender sha11 mean and include corresponding neuter words�r�v�rds�f the fem�n�ne gender;�b}�ords�n the singular sha11 mean and inelu�le th�plural �.nd vice versa;and(c)the word "may"gi�res sole d�s�ret�on��thQut a�.y vbl�gati�n.to t.�ke an�action, 17. ��rrQwer's�opy.Borrower sha11 be given one copy af the Note and of this Security Instrument. 'I 8. Transf�r of the P�operty or a Benef�cia��nt�rest in �orrower.As use�in th�s Sect�on].8, "Inter�st i�. the Property" means any�egai or benef ieial interest i�t�e Property, rnc�ud�ng,but n�t lim�ted t�,thase benef�cial interests transferr�d in a bond for deed,contract for deed,insta��ment sa�e�contract or escrovv agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser, If a1�or any part of�he Property or a�y Interest�n the Property��s��d or transferred�or if Borrawer is not a natura�person and a ben�f cia�interest in Borrower�s so�d oF trans�ferred}w�th�u�I�ender's prior tivritt�n consent,Lender may require immediate payment in fu��af a��sums secured b3�th�s�ecurx�Instrument. Hawe�er,this option shall not be exercised by�,ender if such exerc�se is pr�h�bited b�App�xcable La�. NEBRASKA�ingie Family-Far�ns��IaelFr+ed�#{�Mac UNIFflRM�NSTRUMENT WlTH MERS Fo�m 3028 1141 VMP� VMPfiA[NE�{�30Z}.40 Wolters FCfuwer Financiaf Serv€ces Page 12 of 17 q43361217653 �2 3 674 1z17