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2� 1 ��7��� <br /> �C� "Lend�r" is Home F�deral Sa�i ngs and �.oan Assn of Grand Is�and <br /> Lend�r is a Sa�i ngs ar�d Loan <br /> flrganized and existin�under the Iaws of Th� 5tat� of Nebraska . <br /> Lender's address is 2�1 Sout h LoGust St Grand I sl and N� �8801 <br /> L�nder is the b�nefi�iar�und�r�his Security Instrument. <br /> �D� "Trustee" is Ar�nd R E�aa�k, Attorney <br /> �E� "Nflte" means th�prom�.�ssary note s�gn�d by Borrower and dated No�embe�' 14, �416 . Th�Note <br /> stat�s that Borrow�r owes Lender FDRTY SEVEN THaUSAND FI VE HUNDRED F I FT�EN AND <br /> D4IlaD <br /> Dollars �U.S. $47,a 1�,fl� }pius in��r�st. Bnrr�w�r has pr�mis�d ta pay �his d�bt in regular <br /> P�r�ndic Paymen�s and t�pay the debt �n fu�� na��a�er than D�ce�ber 1, 2431 . <br /> �F� "Property" means�he proper�y �ha� �s descr��ed be�ow under the head�ng "Transfer of R�gh�s �n the <br /> Pr�per�y." <br /> ��} "L�an" means�he debt e�idenGed by�he No�e, plus interest, any prepaym�nt charges and late charges due <br /> under the Note, and a�l sums du�under this Se�ur�t� Instrumen�, plus interest. <br /> �H 3 "Riders" means a�� R�ders to�h�s S��ur�ty�nstrument that are exeGut�d�y Borrower. The fo��awing Rid�rs <br /> are�o be exe�uted by B�rr�wer �check box as app��cab�e�: <br /> 0 Adjustable Rate Rider 0 C�ndom�n�um R.ider � Second Home Rid�r <br /> 0 Balioan Rider � Planned L�ni� �3�velopmen� R���r 0 �-4 Famiiy Rider <br /> � VA Rider [� Biweekiy Payment Rid�r � ��her�s} [specify� <br /> �!� "App�ica�le Law" �neans ai� contr��ling appl�ca�le federa�, sta�e and �oca� statutes, regu�a�ions, ord�nanc�s <br /> and admin�s�ra�i�e rules and orders �that have the effec�of�a�v} as we�I as all appl�ca�le �na�, n�nWapp�a�ab�e <br /> �udzc�a� op�n�ons. � <br /> 4J} "C�mmuni#y Assac�ativn Dues, Fees, and Assessme�ts" means all dues, fe�s, assessments and other <br /> charg�s that are imposed on Borrower or the Praperty b�a condominium association, homeowners <br /> associatzon or similar organizatxon, <br /> � 4K� "Ele�trvnic Funds Transfer" means an�transf�r of fund�, o�her than a transactian orig�nat�d by chec�, <br /> draft, �r similar paper ins�rument, which is initiated�hrough an el�ctronic�erminal, telephonic instrumen�, <br /> c�mputer, �r magnetic �ape sa as ta order, instruct, ar authorize a�nancial instituti�n to d�bit ar cred�t an <br /> account. Such�erm inc�udes, but is no� iimited to, paint-of sate transf�rs, au�oma�ed teller ma�hine <br /> transact�ons, transfers �nit�ated by telephone, wir� transfers, and automated c�earinghouse transfers. <br /> 4L} "Escraw It�msTF means those i�ems�hat are describ�d in Sect�on 3. <br /> {M� "N�is�el�anevus PrvGeeds" means any c�mpensa�ion, sett�emen�, awar�i of damages, or pro�eeds paid by <br /> any thzrd par�y �ather than insurance pra�eed�paid under the co�erages descr�bed in Section 5} for: �i} <br /> damage to, ar destruction af, the Proper�y; �ii}condem�aa�ion ar other taking of al� or any par�of the <br /> Pr�p�rty; �iii}con�eyance �n�ieu of candemnat�nn; or�iv}misrepresentat�ans af, ar omissinns as to, the <br /> �alu�andlor candition af the Pro ert . <br /> NEBRASKA-Single Farni6y-�annie MaelFreddie Mac UNIFaRM INSTRUMENT �orrr�3428 1101 <br /> VMP� VMPfi{NE)t�342} <br /> Wolters Kiuwer Fnancial Ser�i��s Pag��of 17 <br />