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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on November 04, 2016 by <br />Layne G Allen, Cathleen H Allen <br />1 ::) 0 D <br />Notary Public <br />Steve D Kunzman <br />My commission expires: 03/01/2018 <br />NEBRASKA-Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />STEVE D. KUNZMAN <br />My Comm. Exp. March 1, 2018 <br />201607652 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Steve Kunzman <br />NMLS ID 494660 <br />Form 3028 1/01 <br />VMP6(NE1 (13021 <br />Page 17 of 17 <br />