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e � <br />CA) <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />y 3110 2nd Avenue, PO Box 397 <br />Kearney, NEBRASKA 68848 <br />This instrument was prepared by: <br />Exchange Bank <br />3110 2nd Avenue, PO Box 397 <br />Kearney, NEBRASKA 68848 <br />308 - 237 -7711 <br />IDS, Inc. - 30227 <br />DEED OF TRUST <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 1of13 <br />[Space Above This Line For Recording Data] <br />MIN: 100846700251306115 <br />SIS Telephone #: (888) 679 -MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13, 18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 15, 2016, together with all Riders to this <br />document. <br />(B) "Borrower" is Allan S. Zafft and Robyn L. Zafft, husband and wife. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 3110 2nd Avenue, PO Box 397, Kearney, NEBRASKA 68848. <br />(D) "Trustee" is Exchange Bank <br />Trustee's address is 3110 2nd Avenue, PO Box 397, Kearney, NEBRASKA 68848. <br />Form B 1/01 <br />Borrower(s) initials ...gQ <br />