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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />STATE OF Nebraska <br />My Commission exI <br />Prepared By: <br />GENERAL NOTARY - State of Nebraska <br />IRVIN J. REED <br />NEBRASKA - Single Family - FHA Security Instrument - MERS <br />FORM 3028 9/14 <br />Laser Forms Inc. #FHA3028MERS 6/15 Page 14 of 14 <br />C ? <br />Blayden Zepeda <br />CourtnelU -P ersen <br />[Space Below This Line For Acknowledgment] <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />On this 7 th day of November, 2016 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Blayden C Zepeda A Single Person AND Courtney L Petersen A Single Person <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the drte aforesaid <br />Irvin J Reed <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Irvin J Reed - 491145 <br />201607486 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hall County ss: <br />- Notary Public <br />