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2� 1 ��74�9 �C} "l.end�r" is Har�e F��era� Sa�i n�s and L�an Assn of �rand Is1 and Lender�s a 5a��p�s and L�ar� organized and�xist�ng und�r��a� �aws of The S�ate of Nebraska . Lender's address �s ,22 l S�ut h La�u st 5t Gr a nd I s 1 and NE �88�1 . Lender is the benef�eiary under�his Security �nstrum�nt. �D} "T�u�tee" is Arend R Baack, Attorney , 4 E� "N ote" means�he promissflry note s�gned hy Borr�wer and dated N o�e�be r �7, ��l� . The Note states that gorrawer awes L�nder aNE HU�DRED S I XTEEN TH4USAND N I NE HUN�RED THIRTY FIVE AND fl�I1D� Dallars �U.S. $11�,�35.�� }plus int�rest. Borrow�r has promi��d t�pay th�s debt in regular Per�ad�c Pay�nents and �o pay the debt zn ful� no�Xa�er�han De�er�b�r 1, �D3� . ��} "Pr�perty" m�ans th�pr�perty �hat is�escr�bed b��w under�h�heading "Transfer af R�gh�s in�he Pr�p�rty.„ �� rr Loan" means�he deb�evidenced by the Note, pi�s interest, any prepayment charges and Iate charges du� under the Note, and a�l sums due under th�s Security Instrument, plus �nterest. 4 H� rr Riders" means aIl Riders to �his Security Instrument that are executed by Borrawer. The fa�Iowing Riders are to be executed by Borrower [che�k bo�as applicable]: � Ad�ustab�e Rate R��er � �ond�minium Rider � Second Hom�Rider 0 Bal�oon R�der � P�anned Un�t De�re�opm�n�R�der � �-4 Fami�y R�der 0 VA R�der � Biweek�y Pay�ment R�der � �ther�s} �spe�if�r] �f� "Appli�able Law" means a��cfln�ra��ng applicable fed�ral, s�a�e an�i iflca� statu�es, re�ulat�ans, ord�nanc�s . and administrative rules and arders �that hav�the effect flf�aw} as u�e�l as a�� a�p��cable�ina�, non-app�a�able �udi�ial ap�nians. �J� "Cvmmunity Assoc�ativn Dues, Fees, and Assessments" m�ans all dues, fe�s, asse�smen�s and��her charg�s that ar� �mposed on B�rrower�r the Property by a�andomin�um assaciat�an, hamenwners assa�iat�nn or sim�lar organiza�i�n. �K� 'T Electronic Funds Transfer" means any transfer of funds, o�her than a�ransact�on origina�ed by che��c, draft, ar sim��ar paper�nstrument, which �s �n�tiat�d through an electronic terminal, telephonic instrument, c�mpu�er, �r magn�t��tape sa as tn order, instruct, or authorize a financial in�titutzon t� debit�r cred�t an acc�un�, Such term znc�udes, bu� �s n�t limited to, paint�of sa�e�ransfers, autnma�e�te��er mach�ne �ransac��ons, transfers initiated by te�ephone, �v�re transf�rs, a�d aut�mat�d�learinghou�e transfers. �L} "Escrvw �tems" means those it�ms that are described in Section 3. 4�1�11� "Misce��aneous Proceeds" means any compensation, settlemen�, award nf dama�es, or proceeds pa�d by an� third part�r ��th�r than ir�surance proce�ds paid under�he�o�erageS describ�d in Sec�ion S} far: �i} �iamage ta, o�r destruC�ion nf, th� Prap�r�y; �i�} co�demnation or ather�ak�ng of al� or any par�of the Praperty; �iii} con�eyan�e in li�u af condemnatian; ar�iv} misrepresen�ations of, or omissions as to, the va�ue andlor c�nd�t�an of the Pro �r� , NEBRASKA-5ingle Family-Fannie MaelFreddie Mac UN#��RM lNSTRUMENT �orr�-�3�28�ID� VMP� VMPB�NE�{i 3Q7) Wolters Kluwer�inar�cial Ser�ices Page 2 vf 17