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Return To: <br />Union Bank and Trust Company <br />PO Box 82535 <br />Lincoln, NE 68501-2535 <br />Prepared By: <br />Mindy Wondercheck <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />Definitions <br />(B) <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUM ENT WITH M ERS <br />VMP <br />Wolters Kluwer Financial Services <br />"Borrower" is Sarah F Nedrig and David W Nedrig, as wife and husband <br />MIN 100148900000382871 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 04, 2016 , together with all <br />Riders to this document. <br />16 -06- 000097 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 1 of 17 <br />