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2� 1 ��7457 4. C��r��s; Li�ns. �3�r��c�wer slzall pay aI� ta�Y�S, asscss�n��t�, cl�ar�;cs, f i��es, ai7�i it��pUsitiox�s attributab��o�l�e Prape��ty wl�ich ca�� attaii� p��iUri�y ��v�r t��is S�c�z�-ity I�-�s�r�.r�n��t, �Ga��holc� paytr��nts or gro�117d ret�t5 or1 the P��op�r�y, �f any, and �or-n�n�.��ity �1ss�ciatio�7 I�u��, ��c:s, and �155cssr��ents, if any. To tl�e cxtent t!-�a��hes� i�cros ar� �;scr�vv Iter��s, �3orrc��vr�r sha.l� ��ay �h�m in tl�e �r�anner prc��idec� in Sec�ion 3. B�rrawer sha�� pra�nptly dischar��a��y lien wl7ich l�as pr�ority o�e��tl�is 5ecur�t� �i�strume��t ��ess Borrower: �a}agre�s in writ�ng�a�he pay��n��t o��tl�e�b!�gat�or� ��c�r�ed by the 1 ic�� i�-� a�nan��er acceptable�o Lender, b�.�t onl�so la��g as �3�rrower is p�rformi��g s�►cl7 a�;rcemc��t; ��} �ontests tl-�� lic�-� ��a�d fai�h by, o�defends a�;a�t�s�en force�n��zt o f�he ��c�� i��, le�;�l procc�d�n�;s wh i c�� L��iad�r's �pit��n aperat�to pre�ent�he et�Forc��r��7��f'��-�e l�e�� vvhi��tl�o�� ro�eec�il-��5 a�-c� pe�7c�ir��, b��t o��Iy ��ti� such proceedin�s are caz�cl��ded; Ur-�c}sc�;�ir�s from tl�c h�lc��r�}f�ti�� I icn d�� a�x�c��nc�� satisfact�ry to Iaendt�r s�.ibo�dinatrt��th� li�t� tc3 11�� 5ecurity rnstr�zr��nt. I��I.le��c�c��d�ter�-nit�� th�t any par�of the I'roper�y is st�b�cc#:��a �i��-� wh�ch cat� a�ta�t� prio�•it� o��r tl�is Sec��rity Inst�-u1��Gx�t, �.c:��i�r may�;i�e �3orr�wer a nUtic� ide��ifyi��;the li�n. Wi��ii� ]q days of t17c date�t� wl�ic�� t��at ��otice is �i�en, �3orrnwer shalI satisfy tl�� i�n ar takc one �r more c��the actio��5 set �ort�� abov�: in tl�is S�ct�� 4. Lertd�r tnay require B�rrower�� pay a��-tizne c��a��e Tor a r�a� estat�tdx��i�icati�t� ��ilor reporti��g service us�d by Lender in connec��7 �v�th�his Loaz�. 5. Prc�perty Ir�surance. B��rovtwer shall k�ep�1�� i�npr��v�inez�ts now exis�il7��ct��.�a�t�i��x•ect�d an the I'roperty i�75ured agaii�st los� bv f�-c, ha:ra�'C�5 ��L'1LiC�LC� Wlt�`lll�l �:�1C'tC't-in "'cxter�dcd cov�ra�,�," a.nd any �tl��r l�a�ards in�:l��d�n�, b��t not lii�ni�e�� t�, cat�tl�q��alc�s al��.� f�ood5, i�r wl�ic�� 1ci��er r�qLziz-es it�s��at�ce. 'l�'17is ins��rance s��all bc� �naintaii��.�� ir� tl��arnc��nts �it�cluc�i��d�c��zct�bl� 1��5}and f�ar t1�e periods tha�Lender req�.xir��. 'UV��at L�i�c�er �•�c��.��r�s p��-s��a��t t��e prcc��i��;�entet7c�:� car� �:��ang��urin�the ter�� of��e Laai�. 'I�� it�surance caz•rier p�•ovidi��the ins��rat�cc� shal� bc�hc�s�r-� by Barraw��-sub�ect�o Lender's ri�;ht to disappro�c �3o�rc��vcr's choi�e, vvhicl� ri�;��t s��ail ��o� b��x�rcised unreasonably. Lender may require Barrov�er to pay, it�Gon��ectio�� vvith thi� Loa��, �itl�er: �a}a one- �i�ne�harge for fload zone deter�r�inatia��, ce�•�if ica�ion a��d trackin�;s�:r�ices; or��} a�n�--ti�n�c�har�e for flaad 2one dete�•i�nit-�a�io�7 and certificatiot� sez��ices a��d s�zbse��nt cl�ar�es eac��t�xr�e remappi�-��s or simi�ar changes o�cL�r which reasonably mi�;I�t affcct s��ch detcrmi��atio�� ar certi f i�;ati�n. �3�z�row�t- shall also be re�po��sible for t��e pay��et�t o�a��y ��s ii-�p«s€:� by the I��d�ra1 11rn�r�;c��cy 1Vlai7a��l7�c�� Agency in connectio�� witl�the r��iew c�f any i�ood ��ne��eter�nil�atior� res��tit�� i-ro�� an c�bj�;ctit3zz by k3orroWv��. �f Borrowe�•fai Is t� ��ai��aii� a3�y ❑f t17�cover��e�describ�d �bove, I..�e��d�r tn�iy obt��i�� i�-�s�.�t�a��c� co�era�e, at Lend�r's op�iot-�a��d �3or�•ow�r"s�xp��se. ��ei��e�- is ��ndex�r7o ohligati�� to ��t-chasc� a�7y par�i�u�ar type or dmour�t�f c:o�era�;e. Z`h�ref�t-�, s�ic�� cc��ra�� shall co�cr �.:�rid�r, b�� mi�;��t �� rn�g��t not protec# B��rawer, Qorror�ver's ec�uity in the P�•ap�t-�y, or t��e co��tet�ts of`i��e �'roperty, a�;aiz�st any r�sk, hazard�r ��abilit� a��.� m�ght pro�idc �reater or l�sser c�vera�e tl�a�� was pr��i�u��y it� �ffec�. Borr�w�r dcknawled�;cs tl�at the cost af t�1e �ns��t-ar�ee�overa�e so❑btai��d �ni��t�i��if cd��tly exc�ed t�he cost of i�-�s��ra��ce tl�at Borr�we�•c€��d ha�e obiait��d. �ny a�-�v�.�nts disb��t-sed by �_,e��der ��i1d�r this SeGt�ot� 5 sl7all becar�ne adc��ioi�al debt�f�3c�rr�r�ver sec�r�•�c� by t��s Sec�.�ri�y i��5tr��e��. 'I'l�cs� H�FG-4�359 NEE3�ASMCf�-5ingle Fam#ly-Fannie MaelF�eddie Ivlac UNIFU��M lN5�1"f7UMf�N 1 ��ar�}3�� VM P�3 0�'�11� Vllolters Kluwer F'trianctal 5�rvic�s 2�1��0��315.3.2.35�]��J2�1 f 0�#��Y f'r3ge�❑f 1 l '2�Q1�D951fi71?'