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�� I � D. UNIFORM SE(:URITY INSTRUMENT;GOVERNINC LAW;tiE V�ItA811.ITY ° � Uniform Covenant 15 of the Security instrument is Amended tu read as fallews: i 1S. Ur,ifarm sernrity In9trament;Gove►ning Law;SeveribiUty.This form of Secu`Ity Instrument combines uniform covenants for n�tianal use � and non-uniform covenants with llmited variations 6y jurisdicrion to constitute a uniForm securlty iastrumtnt cavcrin,g tcal prapetty. Thls � � Security Instrument shall be governed by Federal law and the law of the jurisdlction in which the Property is located. !n the event that any � �� pro��isioa or cisuse ef th3s S:curitl!nsliument or the!�ote confticts nrith npp�icable 3a�e,such canftict sha!!not affert ottier pso��is3ot�of ttils Secwity instrument or the Note whlch can be g3ven effect without the conflicting provisiou, and to thls end the provisions of this Security Instrument and the Note arc declared to be severable. � E. TRANSFER OF THE PKOPERTY OR A BENEFICIAL lNTERFST IN HORRUWER - Unif'orm Covenant 17 of the Security Instrument is amended to read us follows: � , 17. Trsesfer oi tie Property or�Beneficial Interest in Borrower. If all or any part af the Propeny or an interest therein is sold or transferred . (or if a bene�cial interest in Bonower is sold or transfcrred and Horrower is not a natural person)without Lender's prior written cansent, � Lender may,at Lender's oplion.declare all the sums secared by[his Secudty lnstrument to be immediately due and payable. However.this option shall nat be exercised by Lender if exercise is not authorized by Federal law.Lender may waive the exercise of this option if:(a)Bor�ower causes to be submitted to Lender information required by Lender to evaluate the intendM transferee as if a new loan wert bring made to the transferce;and(b)Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of the breach of any co�•enant or agreement in this Security Instrument is acceptable to Lender. To the extent permitted by applicable law.Lender may charge u reasonable fee as a condition to Lendcr's consent to the 2oan assumptlon. Lende:may also require the transferee to keep all the promise�and agreements made in the Note and in this Security instrument. "If Lender exercises such option to accelerate,Lender shall mail Borrowet notice of acceleratian in accordance K�ith paragruph 14 hereof. Such notice shtiU provide a period of not less than 30 dayc from the date the notice is mailed within�vhich Borrower may pay the sums dcelared ' due. If Bonower faiis to pay such sums prior to the expiration of such period,Lender may,�vithout further noti��e or demand on Bonower, invoke any remedies permitted by this Sccurity In.etrument." ' "Notwithstanding a sale or transfer,Borrower will continue to he obligated under the Natc and this Security[nstrument unlas Lender has , released Borrower ln writing." F. LOAN CHANGES • � If the loan secured by the Security Instrument is subject to:�law which sets maximum loan charges,and that law is finally interpreted so ' . that tha interest or other loan charges collected or to be collected in connection with the loan exceed permitted limits,then:(1)any such loan ; charge sha11 be reduced by the amount ne�:essary to reduce the charge to the permitted limit;and(2)any sums already collected from borrower , i whlCh exeeeded pttmitted limits will 6e refunded to florrow•er.Lender mav chonse to make thic refund hv reducine the nrincinai owui under the � =— � Niote oj•by making a direct payment to Borrower. if a refunr�rcduces principai.the reduction wiii be treated as a partial prepayment under the - � ' Note. ' _ 1N WITNESS WHEREOF.Borrower has executed this Adjustable RAte Rider. � � 1 t,_',� - � 1�� . x _ �� Harold J. Green ow�tt , � r ��t/l�-�La10�_____��.�1�/l �� ( ) ►— Barbara K. Green BORROWER � i — (Sea1) ' • BOKROWER . (SIGN ORiGINAL ONLY) •— . � n r� � � � .� � r� � � C ry � '\ . :-� � , . . t=n vDi Z ' • � � d r==__ � � . r__ � ' � I �1 = � : ' - � I'y G7 G7 � yC i ' - -� oa � � � � � � �� .:_ � , . . o ,i � ' r'�' ' 1 - -- ---°--- '.7 ` . �i s .i ' . - .. ' � ' . - _ .� —' ". _ _t ' ' � , i :v i J .� " . - �-� :�' � � :� . � .> > � � � � ---_ � -=s�' D �--U �_�� ,, ,_ � :f��l�, ' " - _rL•!•, \� ?JY�� • ,�:��i t