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2� 1 ��731 �
<br /> shall not�har�e Barrawer fior ho�ding and app�ying the Funds,annu�ly anatyzing the e,scrow acco�nl,ar��ri fying
<br /> thc F�,scrow Items,unlcss Lcndcr p�ys Boreawer interest on thc Funds and AAp1i��ie La�v perrnics Le�der ta m�kc
<br /> su�t�s eh�rge. Un�e�s un agrcemcnt i4 made in writing�r Applic�bfe Law requires interest tfl bc p�d on the Funds,
<br /> I.�nder�hali nvt be r�quired ta pay Bvrrvwcr any interest ar earnin�;s on ttyc F�nds, $vrrawer and Lender��n agree
<br /> in wrihng, howcvcr, tha�inierest shaE�be paid on the Funds. i.endcr shull�ive to Borrawer,without rharge,an
<br /> annunl accounting flf the Funds as r��quirc�d by�tESPA
<br /> if'therc is a surplus of Funds held in escrow,as defincd undcr RESPA,Lender sha�l ac�ount ta Barrower for
<br /> the eaccess funds in ac�a�dance with RESPA. �f[here is a sliort�gc❑f Funds held in escrow,�s defined under RESPA,
<br /> Lender s�tA�i notify Borrower tts requircd by RESPA,and Horrvwcr shal�pay to Lcndcr the amounr ncce�s�ry to make
<br /> Up the shortAge in ac�ordaitxc with RESpA, but in no mare th�.ri 12 monthty payments. If there is a def�icncy aF
<br /> Funds hcld in csrrow,as c�e�in�d und�r R�SP�Lender sh�ll no�ify Borrawer as reqWzrcd by RE5'PA,and Borrawer
<br /> shall pay to Lender thc arnoun�necessary w make u�the defic i�r�cy in accord:ir�cc wi��R�SPA,but in no rnore than
<br /> ��ntor�thly payrn�nl�.
<br /> Upon p�ymcnt in full of all sums svcurea hy this Security Instrurnent,Lender sh�l�prumptly rcfund la�3vrrflwcr
<br /> any Funds held by Lender.
<br /> �i. CIiurgcs;Lirns. Barrower�hsili puy all�:es,usscssmcnts,��S�i'oCS,�incs,and impositians attributable to
<br /> thc Property which can att�in priority ovcr this 5ccurity�nsErum�nt, lw�chalci pAyrncnt�ar graund r�nts nn the
<br /> Prnpeny,i�'a�ny,and Gommunity As�ociation Ducs.Fees,and Asscssment�,if nny. Ta thc cxtent tha�thesc i�cros
<br /> are Escrvw Iterns, Bvrcow�r shall Ray them in the manner pro�ided in 5ection 3.
<br /> Borcower sh�l!Qrompt�y dibcltarge any licn wiuch has�riority over thi.s 5ecurity Inst�ument unless Borr��ver:
<br /> �a}a8recs in writing tu Ehc payment❑f the oh2�g.atiar�secured by�he�i�n in�rnariner arcepta�le tv Lcn�cr,bu�only
<br /> s❑ lon� as Borrawer is performin� such agrccmcnt; {b) context� the �ien in gaad faitf� by, or �efends dgainst
<br /> enforcement o�'t�te lien in,leg��praccedings wl�ich in Lender'�opinivn oper�t��v prcven�E�ie en�'orccmcnt af the lien
<br /> wt�i�e those proc�e�edings ar�p�ndi�g,bUt only until such procc�cdings�re conc�uded;or{c}se�ures from d�e holder
<br /> ol'thc licn an agcecmen�satisfac�Qry ta Lender subvrdinuting the lien to th�� Sc�urity Instrumcnt, Ff Lendcr
<br /> detcrmines that any p�rt aF the P�optrty is sub,ject to a I icn wh�ch cr�n�i�in priority ovcr ihis Sccurity Ins[rurneni,
<br /> Lender may give Borrowcr a natice identifying cl�e fien. Within l0 days❑f the date an which that naticG is givcn,
<br /> Aorrvw�s shal�satisfy the l�en vr take��c or mar�ot'thc actinns sct Forth abv�e in�ii.s Section�.
<br /> Lender m�y rcq�tirz Borrowrr to pay a one-iirr�ct�arge Fvr a real estate iax ve�i�carian andlor reparEin�serviCe
<br /> used by I�endcr in connectian with this Loan.
<br /> 5. Pr�perty[nsuranee. Borraw�r�hai�keep thc impravcmcr�t�now Cxistin�ar hereafter erected an the
<br /> Property insc�re�d againtit foss 6y fire,�Azard�ir�c�uded wichin th�tcrm"e:xtcndcd covcrage,"an�any other hazards
<br /> inrluding, but not limited ta,cartl�quca►es and fioods,for which Lender requi��s insurance. This ir�surance sl�al�br
<br /> maintaincd in�he amvunts [including deduc�ihie �c�e�s) and Far the periods that Lcnder requfre,s. What Lende�
<br /> requires pursuant to the�re�eding s�enten�es can change during the term n�thc Laan. The insurance c�rrier providin�
<br /> the in.�u�ance shaEi bc rhoSen by Bvrrower suhject to Lender's rtght to dis�pprave Barrowc�r's chai�,which right shttl�
<br /> no�be�xercised unreasvnably. Lender may require Bvmower to pay,�n connection with this Loan,either: (a��one-
<br /> tirne ch�rge Far nood wne determination,rerti�ication ar�d trackiAg serviccs;r}r(b)a one-time cha�rge�'or�ovd ione
<br /> deterrninativn�nd r�rtiTcatian servic�s�nd suhsequent charges each time remappings or similar change.�occur which
<br /> re�uonably mighl affec�xuch deterrnination or�crlifcativn. Borrvwcr sha�l�lso he resporz�ibie far the payment of
<br /> ar�y['ecs im�vsed by ute Federaf Emergency Managcment Agency in connectfon wiEh�le review of any fload zvne
<br /> determin�tiun rrsulting from an ahjection by aorraiver.
<br /> if Borrower f�i}s ta maintain any of thc coYer�gcs descr�bed abave, Lender may o6t�in insuran�c�t��erage, at
<br /> Lencler's aplion and Borrower's expens�. Lender is under nfl vbliaution Eo purcli�e any partic�lar type or amaunt
<br /> af ca�cragc. Therefore,such Ga��er�ge shnl[co�er Ixndcr,bui might�r migh�not protect Barrawer.Borrower's
<br /> cquity in the C'rapeny,ar the cantc�nis af the properly,agains�any ri�k,hal.ard or[iability and mighl prQ�ide�rc:ater
<br /> or I�s�cr co�erage than wa�pre�io�s�y in effect. Bar�ower�cknow�edges that the ca5l af Uie insurance caverage sa
<br /> ohtain�d mi�hl signifcuntly eaccc�d tltc cast of insurance eha�Borro�v�r cou�d h��e abtaincd. Any amo�nts disht�rscd
<br /> by Lendcr under t��is Scctton 5 shall becorne additior���debt aF Bar�-awer s�cur�d by tl�is 5ccurity Instrument. Thesc
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<br /> N�RASKA--51tx�la�ami�y--Fannie MaelFr�dde Mac UNIFQRM INSTR�MBVT Do�$��� I
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