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2� 1 ��73�5 Par�el I D N u m ber: 4�D4 9�5 7� which currently has the addre�s�f �52� Nors�rnan Ave ��stY�et} �rand I s�and (c�t,�}, �vebraska�S8�3-1�55 �r�CodQ� �"Property Address"): T��'rETHER WITH a11 the imprQvements now ar herea�er erected on the property,and aIl�aseme��s, appurtenance�,and fixtures n.ovv or hereafter a part of the property.A�1 replacements and additions sha11�lso be �overed by this Securi�y Instrument.All of�he foregoing is referred to in this Security Instrument as the "Property."Borro�ver understands and agrees that MERS h�1ds�nly�ega�t�t1e to the�nterest granted by Bflrrawer in this Security Instrument,but, if neces�ary ta comp��vi�h la�or custom,MERS(as nomxnee for Lender and Lend�r's su��ess�rs and assigns�has the right:to exerci�e an�or all of those i�terests,including,but not limited to,the right to forecl�se and sell th�Property;and to take any ac�ion required of Lender including,but not �imited to,releasing and canceling this Security Instrument. B�RR��VER��VENANTS t�.at Borro�ver is lawfully seised of the esta.te hereby conveyed an.d has the r�ght ta grant and convey the Property and that the Proper�y is unencumbered, exc�pt for encumbranGes of record. Borrow�r warrants and w��defend generally th�title to the Property against a��claims and demands,subject to an�encumbranc��of record. THIS�ECUR.ITY INSTRUMENT combines uniform ca��nants for nationa�use and non-uniform covenants with limit�d variations by jurisdiction to constitute a uniform security instrument co�ering rea� prop erty. Unsform��ve�nants.I3orrower�.nd Lende��a�enant and a�ree as�vl�o�s: 1. Payment of Rrincipal,IntQrest, Escrow�tems,�PrepaymentGharges,and Late Charge�.Borrower sha11 pay vvhen due the principal of,and interest on,the debt evidenced by the Note and any prepayment charges and late charges due under the Note,Barrower sha��also p�.y funds for Escrow Items pursuant to �ect�on 3. Payments due under�he Note and thi�SeGurity Insixument sha11 be made in LJ.�.cu�rency. Hotive�er,�f any check ar other instrument rece�ved by L�nder as payment under the�Iote or�th�s 5ecurity Instrument is returned to Lender unpaid,Lender may require that any or all subs�quen.t payments due under the Note and this Security Ins�rument be made in�ne or mare af the fall�tiving forms,as selected by Lender: (a}cash; (b}money order; �c)certified check,bank checl�,treasurer's check or cashier's check,prov�ded any such ch�ck is drawn upon an institution whose depos�ts are insured by�federal a�ency, in�trumentality,or entity;or�d}ElectroniG Funds Tran.sfer. Payments are deem�d received by Lender when received at the lacation des�gnated in the Note or at such other location as may be designated by Lender in accordance with the notice�ro�ision��n Section 15. Lend�r may return any payrnent or partia�payment if the paym�nt or partial payments are insuffi�ient�o bring the Loan current. Lender may accept any payment or partial payment insufficrent to bring the Loan current,without waiver of any rights hereunder or prejudice ta its rights�o refuse such payment or partial paym�nts in the fiature,but Lender is nv�obligated to appl�s�ac��a�ments a�t�he time s�c�pa�ments are accepte�. If each Periodic Payment is app�i�d as of�t�s�heduled due da�te,then Lender need n�t pay inter�st on unappt�ed funds. Lender may hotd such unapp�ied funds until Borrav�er makes payment ta bring the Loan current. If Borrower does not da so within a reasonab�e periad of time,Lender sha11 either apply such funds or return them to Borrower. If not applied earlier, such funds will be appl�ed ta the�utsta.nding principal balance under the N��e�mmediately prior t�foreclosure.Na offset or claim�vh�ich Borrower might have novv or in t�e future against Len�er shal�r��ieve Borro�ver�rom ma�ing payments due un.der the Note aad �his Securi�y Instrument or performing the c�venants and agreements secured�y th�s 5ecurity Instrument. NEgRASICA-Single Family-Fannie A►!aelFceddie Mac L1NIFQRM INSTRUMENT WITH MERS Form 3�28 1141 VMP t� VMP6A[NE}=130Z).U(} VlloEters Klwver Financia!Ser►rices Page 4 o'f 17 qU336353��4� Q�33 295 D417